7411 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7411 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 995 sqft · built 1944
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Aug 2018)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`799-18-011`

Property Details

APN / Parcel Number

Primary APN	`799-18-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	995 sqft Living Area
1st Floor Area	995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7411 DOWDY ST
City	GILROY
State	CA
Zip	95020-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLOCK 1 LOT 9
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1030
Census Tract	512511

Owner

7411 Dowdy St is owned and occupied by an individual who bought it in August 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5844 ETTERSBERG DR, SAN JOSE, CA 95123-3515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 12, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Nov 20, 1998 · Amount on File
Deed Document Number	201824014101
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0023975303
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7411 DOWDY ST, GILROY, CA 95020-5719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024573719
Date	Aug 13, 2020
Instrument	24573719

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 30, 2018
Property Address	7411 DOWDY ST, GILROY, CA 95020-5719
Document Number	0024014101
Map Reference	MB P PG45
Instrument Date	Aug 28, 2018
Instrument	24014101
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 DOWDY ST, GILROY, CA 95020-5719

Mortgage

Document Number	0024014102
Date	Aug 30, 2018
Instrument	24014102

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 12, 2018
Property Address	7411 DOWDY ST, GILROY, CA 95020-5719
Document Number	0023975303
Instrument Date	Jul 9, 2018
Instrument	23975303
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 DOWDY ST GILROY CA 950205719, GILROY, CA 95020-5719

Tax Assessment & Valuation

The 2025 property tax bill for 7411 Dowdy St was $4,831 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$399,743 (+2%) Land $279,829 Building $119,914
2025	$4,831.00 Homeowner's exemption	$391,906 Land $274,343 Building $117,563
2023	$4,724.00 (+1.72%) Homeowner's exemption	$376,690 Land $263,691 Building $112,999
2022	$4,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7411 Dowdy St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7411 Dowdy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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