7410 White Oak Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 7410 White Oak Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,076 sqft · built 2001
Lot Size	3.28 acres (143,312 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2017)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`085-401-018-000`

Property Details

APN / Parcel Number

Primary APN	`085-401-018-000`
Alternative APNs	`08540118100` `0854011810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	143,312 sqft
Parking Spaces	1 Parking Space
Patio Area	2,076 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	7410 WHITE OAK DR
City	PLACERVILLE
State	CA
Zip	95667-8346
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	L560 & POR L559 SWANSBORO COUNTRY 7
Legal Subdivision	SWANSBORO COUNTRY 7
Legal Lot Number	560
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3018
Census Tract	30603

Owner

7410 White Oak Dr, a rural home, is owned and occupied by an individual who bought it in August 2017.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 7, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Aug 7, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	Mar 26, 2014 · Amount on File
Deed Document Number	201732866
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0000032865
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346

Mortgage

Document Number	0000037083
Date	Dec 29, 2025
Instrument	2025-0037083

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346

Mortgage

Document Number	0000040920
Date	Jun 21, 2021
Instrument	2021-0040920

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346
Document Number	0000020927
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7410 WHITE OAK DR PLACERVILLE CA 956678346, PLACERVILLE, CA 95667-8346

Mortgage

Document Number	0000020927
Date	May 11, 2020
Instrument	20927

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 7, 2017
Property Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346
Document Number	0000032865
Instrument Date	Aug 4, 2017
Instrument	32865
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7410 WHITE OAK DR PLACERVILLE CA 956678346, PLACERVILLE, CA 95667-8346

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 7, 2017
Property Address	7410 WHITE OAK DR, PLACERVILLE, CA 95667-8346
Document Number	0000032866
Instrument Date	Aug 1, 2017
Instrument	32866
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7410 WHITE OAK DR PLACERVILLE CA 956678346, PLACERVILLE, CA 95667-8346

Mortgage

Document Number	32867
Date	Aug 7, 2017
Instrument	32867

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7410 White Oak Dr was $4,958 with a homeowner's exemption, up 2.1% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,227 (+2%) Land $127,661 Building $336,566
2025	$4,958.00 (+2.1%) Homeowner's exemption	$455,125 Land $125,158 Building $329,967
2024	$4,856.00 (+1.15%)
2023	$4,801.00 (+1.42%) Homeowner's exemption	$437,454 Land $120,299 Building $317,155
2022	$4,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7410 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7410 White Oak Dr is extreme, ranking above 97% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 85% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

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