7410 N Division St, Spokane, WA 99208 Property Records

Spokane County property record for 7410 N Division St, Spokane, WA 99208

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 21,552 sqft · built 1980
Lot Size	0.495 acres (21,550 sqft)
Owner	Company Name on File
Last Sale	$935,000 (Aug 2019)
Tax Bill	$11,807 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36292.0046`

Property Details

APN / Parcel Number

Primary APN	`36292.0046`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	21,552 sqft Total Area
1st Floor Area	21,552 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Lot Area	21,550 sqft (0.495 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7410 N DIVISION ST
City	SPOKANE
State	WA
Zip	99208-5611
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	29-26-43 PTN OF NW1/4 OF NW1/4 DAF; BEG AT A PT ON N LN O F COZZA DR & ON W LN OF E64.FT OF W1/2 OF W1/2 OF SD NW1/4 TH W ALG N LN OF COZZA DR 150.FT TH N160.29FT TO TRUE POB TH CONT N1 01.25FT TH E40FT TH N73.75FT TH E100FT TH S175FT TH W140FT TO PO
Legal Range	43
Legal Township	26
Legal Section	29
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2005
Census Tract	11103

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	11410 E SPRAGUE AVE, SPOKANE VALLEY, WA 99206-5224
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CREDIT UNION
Jul 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Oct 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage WELLS FARGO BK
Aug 1, 2019	Warranty Deed, Transfer INLAND CAPITAL FUND LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Feb 12, 2001 · Amount on Record
Deed Document Number	20196828230
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 31, 2026
Property Address	7410 N DIVISION ST, SPOKANE, WA 99208-5611
Document Number	0007505663
Instrument Date	Jul 3, 2026
Instrument	20267505663
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,683,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	112 E 1ST AVE, SPOKANE, WA 99202-1541

Mortgage

Document Number	0007505664,
Date	Jul 31, 2026
Instrument	20267505664

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7410 N DIVISION ST, SPOKANE, WA 99208-5611
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007097323
Date	Jul 7, 2021
Instrument	7097323

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 1, 2019
Property Address	7410 N DIVISION ST, SPOKANE, WA 99208-5611
Instrument Date	Sep 26, 2019
Instrument	6848712
Transaction Type	Construction Loan
Record Updated	Oct 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7410 N DIVISION ST SPOKANE WA 992085611, SPOKANE, WA 99208-5611

Mortgage

Document Number	0006848712
Date	Oct 1, 2019
Instrument	6848712

Lender

Name	WELLS FARGO BK
Type	Bank
Address	121 S MARKET ST # 7TH, SAN JOSE, CA 95113-2293

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 1, 2019
Property Address	7410 N DIVISION ST, SPOKANE, WA 99208-5611
Document Number	0006828230
Instrument Date	Jul 30, 2019
Instrument	6828230
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16,648.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7410 N DIVISION ST SPOKANE WA 992085611, SPOKANE, WA 99208-5611

Mortgage

Document Number	6828231
Date	Aug 1, 2019
Instrument	6828231

Lender

Name	INLAND CAPITAL FUND LLC
Type	Bank
Address	SPOKANE, WA 99228

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,807.00 (+2.59%)	$1,154,200 (+0.3%) Land $344,800 Building $809,400	$1,154,200 (+0.3%) Land $344,800 Building $809,400
2025	$11,509.00 (-9.67%)	$1,150,700 (+2.46%) Land $344,800 Building $805,900	$1,150,700 (+2.46%) Land $344,800 Building $805,900
2024	$12,741.00 (+16.23%)	$1,123,100 (+9.6%) Land $344,800 Building $778,300	$1,123,100 (+9.6%) Land $344,800 Building $778,300
2023	$10,962.00 (-8.34%)	$1,024,750 Land $323,250 Building $701,500	$1,024,750 Land $323,250 Building $701,500
2022	$11,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Concept Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Newmax, TDS Telecom.

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