741 Wallgate Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 741 Wallgate Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1947
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Sep 2024)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-22-333-014`

Property Details

APN / Parcel Number

Primary APN	`8913-22-333-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	812 sqft
Attic	Attic
Attic Area	284 sqft
Basement Area	812 sqft
Finished Basement	150 sqft
Unfinished Basement	812 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	741 WALLGATE AVE
City	WATERLOO
State	IA
Zip	50701-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALLOWAY ADDITION WATERLOO LOT 162
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	GALLOWAY ADDITION WATERLOO
Legal Lot Number	162
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 28, 2023	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU
Aug 20, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Mar 12, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2024 · Amount on Record
Deed Sale	Sep 28, 2024 · Amount on Record
Prior Sale	Sep 28, 2023 · Amount on Record
Deed Document Number	20244372
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000015732
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135

Mortgage

Document Number	202400003809
Date	Sep 15, 2023
Instrument	202400003809

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 28, 2023
Property Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135
Document Number	202400004372
Instrument Date	Sep 22, 2023
Instrument	202400004372
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135

Mortgage

Document Number	202400004373
Date	Sep 28, 2023
Instrument	202400004373

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002895
Date	Aug 20, 2018
Instrument	201900002895

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	53 Months
Due	Jan 1, 2023

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 12, 2020
Property Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135
Document Number	202000015732
Instrument Date	Mar 9, 2020
Instrument	202000015732
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 WALLGATE AVE, WATERLOO, IA 50701-6135

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00 Homeowner's exemption	$127,050 (+21.67%) Land $12,610 Building $114,440	$127,050 (+21.67%) Land $12,610 Building $114,440
2024	$2,044.00 (+28.23%)
2023		$104,420 (+28.14%) Land $12,610 Building $91,810	$104,420 (+28.14%) Land $12,610 Building $91,810
2022	$1,594.00 Homeowner's exemption	$81,490 Land $12,610 Building $68,880
2021			$81,490 Land $12,610 Building $68,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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