741 Summit Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 741 Summit Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,840 sqft · built 1928
Lot Size	0.385 acres (16,798 sqft)
Owner	Individual Name on Record
Last Sale	$3,611,000 (Jan 2020)
Tax Bill	$41,529 (2025)
Deeds & Mortgages	Jan 2020 Sale Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-252-02`

Property Details

APN / Parcel Number

Primary APN	`644-252-02`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area

Exterior

Year Built	Built 1928
Lot Area	16,798 sqft (0.385 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	741 SUMMIT DR
City	LAGUNA BEACH
State	CA
Zip	92651-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAGUNA HEIGHTS # 3 BLK 30 LOTS 11 TO 14 INC & ABAND FLORA ST ADJ TO LOTS11 TO 14 BLK 39 LAGUNA HGTS # 3
Legal Subdivision	LAGUNA HEIGHTS #3
Legal Tract	415
Legal Block	30,39
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2003
Census Tract	62620

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2219 N SEMINARY AVE, CHICAGO, IL 60614-3506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 27, 2017	Grant Deed, Transfer · ARM RPM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	2020000041926
Record Updated	Jun 8, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 31, 2020
Property Address	741 SUMMIT DR, LAGUNA BEACH, CA 92651-3418
Document Number	0000041926
Instrument Date	Dec 27, 2019
Instrument	41926
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,972.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2219 N SEMINARY AVE CHICAGO IL 606143506, CHICAGO, IL 60614-3506

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2017
Property Address	741 SUMMIT DR, LAGUNA BEACH, CA 92651-3418
Document Number	0000121701
Map Reference	MB 8 PG 1
Instrument Date	Feb 6, 2017
Instrument	2017000121701
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	741 SUMMIT DR, LAGUNA BEACH, CA 92651-3418

Mortgage

Document Number	0000121702
Date	Mar 27, 2017
Instrument	2017000121702

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$41,529.00 (+4.64%)	$3,985,227 (+4.99%) Land $3,619,895 Building $365,332
2023	$39,688.00 (+2.07%)	$3,795,804 Land $3,479,330 Building $316,474
2022	$38,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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