741 Shady Ln, Midway, KY 40347 Property Records

Woodford County property record for 741 Shady Ln, Midway, KY 40347

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,517 sqft
Lot Size	2.3 acres (100,232 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2005)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-7000-007-00`

Property Details

APN / Parcel Number

Primary APN	`06-7000-007-00`
Alternative APN	`17779`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	100,232 sqft (2.3 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	17779
Street Address	741 SHADY LN
City	MIDWAY
State	KY
Zip	40347-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2016
Census Tract	50300

Owner

741 Shady Ln is owned and occupied by an individual who bought it in March 2005.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	741 SHADY LN, MIDWAY, KY 40347-9721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE BANK
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2005 · Amount on File
Deed Sale	Mar 9, 2005 · Amount on File
Deed Document Number	0000022701
Deed Book / Page	227 / 01
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	741 SHADY LN, MIDWAY, KY 40347-9721
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M934/533
Date	Dec 20, 2021
Book Page	M934/533
Instrument	124264

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	741 SHADY LN, MIDWAY, KY 40347-9721
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	ROUNSAVALL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M825/013
Date	Sep 14, 2018
Book Page	M825/013
Instrument	62095

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	741 SHADY LN, MIDWAY, KY 40347-9721
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M828/670
Date	Nov 29, 2018
Book Page	M828/670
Instrument	66431

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 741 Shady Ln was $3,109 with a homeowner's exemption.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00 Homeowner's exemption	$367,000	$367,000
2023	$2,402.00 Homeowner's exemption	$270,000	$270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 741 Shady Ln in Zone X, an area of minimal flood risk, though there have been 260 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	260 (1978–2025)
Claims Outside the SFHA	71 of 260
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 53 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 60 claims Severe Storms & Flooding, Feb 1989 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 741 Shady Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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