741 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 741 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,349 sqft · built 2008
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2019)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`4215-62-8154-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-62-8154-0000`
Alternative APNs	`000030732` `970435`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	33,106 sqft (0.76 acres)
Porch	Porch
Porch Area	180 sqft
Deck Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000030732
Street Address	741 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L 198,PB 35/30, PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	198
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	741 ROYAL TERN DR, HAMPSTEAD, NC 28443-7196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit ALLIANCE FCU
Jul 21, 2017	Deed of Trust, Mortgage · Conventional with PMI ALLIANCE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Apr 13, 2016 · Amount on Record
Deed Book / Page	4687 / 1599
Prior Transfer Date	Nov 12, 2008
Prior Transfer Doc	0035490319
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 24, 2019
Property Address	741 ROYAL TERN DR, HAMPSTEAD, NC 28443-7196
Document Number	0046871599
Book / Page	004687 / 001599
Instrument Date	Jun 21, 2019
Instrument	20050653
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 ROYAL TERN DR HAMPSTEAD NC 284437196, HAMPSTEAD, NC 28443-7196

Mortgage

Document Number	46871601
Date	Jun 24, 2019
Book Page	004687/001601
Instrument	20050654

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2034

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	741 ROYAL TERN DR, HAMPSTEAD, NC 28443-7196
Document Number	0046480051
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	741 ROYAL TERN DR HAMPSTEAD NC 284437196, HAMPSTEAD, NC 28443-7196

Mortgage

Document Number	0046480051
Date	Jul 26, 2017
Book Page	004648/000051
Instrument	20026612

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	SAN JOSE, CA 95118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	741 ROYAL TERN DR, HAMPSTEAD, NC 28443-7196
Document Number	0046480030
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	741 ROYAL TERN DR HAMPSTEAD NC 284437196, HAMPSTEAD, NC 28443-7196

Mortgage

Document Number	0046480030
Date	Jul 26, 2017
Book Page	004648/000030
Instrument	20026611

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	SAN JOSE, CA 95158

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+13.77%)	$559,938 (+67.26%) Land $161,600 Building $398,338	$559,938 (+67.26%) Land $161,600 Building $398,338
2023		$334,778 (-) Land $67,050 Building $267,728	$334,778 (-) Land $67,050 Building $267,728
2022	$2,897.00	$334,778 Land $67,050 Building $267,728	$334,778 Land $67,050 Building $267,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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