741 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 741 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,060 sqft · built 1889
Lot Size	0.111 acres (4,840 sqft)
Owner	Individual Name on Record
Last Sale	$226,852 (Apr 2021)
Tax Bill	$9,502 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-11-0027`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-11-0027`
Alternative APNs	`8357929` `402469`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	4,840 sqft (0.111 acres)
Lot Dimensions	121 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	402469
Street Address	741 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2571
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OAK VILLE PARK LOT 11 BLK 14
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	OAK VILLE PARK
Legal Block	14
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	31000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	741 ROSE AVE E, SAINT PAUL, MN 55106-2571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Jun 26, 2019	Loan Modification, Mortgage MIDWESTONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	20214878858
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 22, 2021
Property Address	741 ROSE AVE E, SAINT PAUL, MN 55106-2531
Document Number	0A04878858
Instrument Date	Apr 16, 2021
Instrument	A04878858
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.61
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 ROSE AVE E, SAINT PAUL, MN 55106-2531

Mortgage

Document Number	0A04878859
Date	Apr 22, 2021
Instrument	A04878859

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Recording Date	Jun 26, 2019
Property Address	741 ROSE AVE E, SAINT PAUL, MN 55106-2531
Instrument Date	Jun 3, 2019
Instrument	4761883
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	222 FRANK ST ST PAUL MN 551066752, ST PAUL, MN 55106-6752

Mortgage

Document Number	0004761883
Date	Jun 26, 2019
Instrument	4761883

Lender

Name	MIDWESTONE BK
Type	Bank
Address	2270 FRONTAGE RD W, STILLWATER, MN 55082-2165

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 25, 2021

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,900 (+13.75%) Land $25,000 Building $224,900	$249,900 (+13.75%) Land $25,000 Building $224,900
2025	$9,502.00 (+47.04%)
2023	$6,462.00	$219,700 Land $20,000 Building $199,700	$219,700 Land $20,000 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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