741 River Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 741 River Rd, Schenectady, NY 12306 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1970
Square Footage1,792 sqft Living Area
Lot Size30,056 sqft (0.69 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2025)
Tax Bill$5,552.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 28.2-2-12
Alternative APN
  • 280002800200020120000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions150 ft deep x 200 ft wide
Parking Spaces1 Parking Space
Garage TypeDetached
Garage Area200 sqft Garage
PorchSlab
Porch Area150 sqft Porch

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address741 RIVER RD
CitySCHENECTADY
StateNY
Zip12306-6524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR 1.-3-6
Legal Block2
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1039
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 28.2-2-12

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address741 RIVER RD, SCHENECTADY, NY 12306-6524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Aug 17, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleSep 26, 2014 · Amount on Record
Deed Document Number202524985
Deed Book / Page2159 / 414
Prior Transfer DateAug 07, 2023
Prior Transfer Doc0000047016
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 21, 2025
Property Address741 RIVER RD, SCHENECTADY, NY 12306-6524
Document Number0000024985
Instrument DateSep 04, 2025
Instrument202524985
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address741 RIVER RD, SCHENECTADY, NY 12306-6524

Transferred To (Grantee/Buyer)

NameVerified Name
Address741 RIVER RD, SCHENECTADY, NY 12306-6524

Mortgage

Document Number0000024986
DateOct 21, 2025
Instrument202524986
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateAug 17, 2023
Property Address741 RIVER RD, SCHENECTADY, NY 12306-6524
Document Number0000047016
Book / Page2113 / 974
Instrument DateAug 07, 2023
Instrument202347016
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address632 CRAMER AVE, SCHENECTADY, NY 12306-3002

Transferred To (Grantee/Buyer)

NameVerified Name
Address741 RIVER RD, SCHENECTADY, NY 12306-6524

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,552.00$128,000 (-) Land $17,300 Building $110,700$196,900 (+10.74%) Land $26,612 Building $170,288
2024$128,000 (-) Land $17,300 Building $110,700$177,800 (+5.58%) Land $24,031 Building $153,769
2023$128,000 (-) Land $17,300 Building $110,700$168,400 (+9.21%) Land $22,760 Building $145,640
2022$128,000 Land $17,300 Building $110,700$154,200 Land $20,841 Building $133,359

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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