741 NW Florida Ave, Bend, OR 97703 Property Records

Deschutes County property record for 741 NW Florida Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 792 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (May 2019)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171232 CD 07000`

Property Details

APN / Parcel Number

Primary APN	`171232 CD 07000`
Alternative APNs	`R1001171232CD07000` `104291`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Other
Lot Area	4,356 sqft (0.1 acres)
Deck Area	72 sqft

Location & Zoning

Account Number	104291
Old Parcel Number	R1001171232CD07000
Street Address	741 NW FLORIDA AVE
City	BEND
State	OR
Zip	97703-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 BLK:12 SUBD:DESCHUTES SEC/TWN/RNG/MER:SEC 32 TWN 17 RNG 12 MAP REF:171232-CD
Legal Range	12E
Legal Township	17S
Legal Section	32
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	DESCHUTES
Legal Block	12
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2041
Census Tract	1502

Owner

741 NW Florida Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	741 NW FLORIDA AVE, BEND, OR 97703-3235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Closed-End Mortgage FIGURE LENDING LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 10, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Aug 20, 2018	Warranty Deed, Transfer FINANCE OF AMERICA MORTGAGE LLC
Feb 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	2019-14995
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	741 NW FLORIDA AVE, BEND, OR 97703-3235
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030512
Date	Dec 13, 2023
Instrument	2023-30512

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	10 Years

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	741 NW FLORIDA AVE, BEND, OR 97703-3235
Document Number	0000023588
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	741 NW FLORIDA AVE BEND OR 977033235, BEND, OR 97703-3235

Mortgage

Document Number	0000023588
Date	May 22, 2020
Instrument	23588

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 10, 2019
Property Address	741 NW FLORIDA AVE, BEND, OR 97703-3235
Document Number	0000014995
Instrument Date	May 6, 2019
Instrument	14995
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	741 NW FLORIDA AVE BEND OR 977033235, BEND, OR 97703-3235

Mortgage

Document Number	14996
Date	May 10, 2019
Instrument	14996

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 20, 2018
Property Address	741 NW FLORIDA AVE, BEND, OR 97703-3235
Document Number	0000033990
Map Reference	CAB A PG1
Instrument Date	Aug 20, 2018
Instrument	2018-33990
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20485 STEAMBOAT, BEND, OR 97702-9485

Mortgage

Document Number	0000033991
Date	Aug 20, 2018
Instrument	2018-33991

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 28, 2018
Property Address	741 NW FLORIDA AVE, BEND, OR 97703-3235
Document Number	0000007859
Instrument Date	Feb 27, 2018
Instrument	7859
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	741 NW FLORIDA AVE BEND OR 977033235, BEND, OR 97703-3235

Mortgage

Document Number	7860
Date	Feb 28, 2018
Instrument	7860

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 741 NW Florida Ave was $1,888, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (+3.91%)	$111,790 (+2.99%)	$601,570 (-6.03%) Land $458,590 Building $142,980
2024	$1,817.00 (+7.9%)	$108,540 (+3%)	$640,160 (-) Land $507,770 Building $132,390
2023	$1,684.00	$105,380	$640,160 Land $507,770 Building $132,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 741 NW Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 741 NW Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	10,000 / 10,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Webformix Fixed Wireless	200 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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