741 Erics Run Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 741 Erics Run Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,886 sqft · built 2011
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Mar 2017)
Tax Bill	$8,432 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2022 Line of Credit + 3 more
APN	`04-16-0-406-010`

Property Details

APN / Parcel Number

Primary APN	`04-16-0-406-010`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,886 sqft Living Area
Basement Area	1,886 sqft
Finished Basement	900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Mixed
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	741 ERICS RUN DR
City	O FALLON
State	IL
Zip	62269-6894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 A02530745
Legal Subdivision	FIRST ADDITION TO KECK RIDGE
Legal Block	406
Legal Lot Number	111
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1009
Census Tract	504353

Owner

741 Erics Run Dr is owned and occupied by two individuals who bought it in March 2017.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	741 ERICS RUN DR, O FALLON, IL 62269-6894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 22, 2017	Warranty Deed, Transfer · FHA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2017 · Amount on File
Deed Sale	Mar 22, 2017 · Amount on File
Prior Sale	Jun 11, 2013 · Amount on File
Deed Document Number	20172530745
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	741 ERICS RUN DR, O FALLON, IL 62269-6894
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLE SOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 ERICS RUN DR, O FALLON, IL 62269-6894

Mortgage

Document Number	0A02870635
Date	Jan 5, 2026
Instrument	A02870635

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

Interest

Rate	5.75%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	741 ERICS RUN DR, O FALLON, IL 62269-6894
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 ERICS RUN DR, O FALLON, IL 62269-6894

Mortgage

Document Number	0A02762632
Date	Oct 7, 2022
Instrument	A02762632

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	741 ERICS RUN DR, O FALLON, IL 62269-6894
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 ERICS RUN DR, O FALLON, IL 62269-6894

Mortgage

Document Number	A02724002
Date	Nov 2, 2021
Instrument	A02724002

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	741 ERICS RUN DR, O FALLON, IL 62269-6894
Document Number	00A2646294
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	741 ERICS RUN DR O FALLON IL 622696894, O FALLON, IL 62269-6894

Mortgage

Document Number	00A2646294
Date	Mar 24, 2020
Instrument	2646294

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 22, 2017
Property Address	741 ERICS RUN DR, O FALLON, IL 62269-6894
Document Number	00A2530745
Instrument Date	Mar 21, 2017
Instrument	2530745
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	741 ERICS RUN DR O FALLON IL 622696894, O FALLON, IL 62269-6894

Mortgage

Document Number	A2530746
Date	Mar 22, 2017
Instrument	2530746

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 741 Erics Run Dr was $8,432.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,432.00	$116,983 Land $20,081 Building $96,902	$350,949 Land $60,243 Building $290,706
2022		$87,078 Land $14,948 Building $72,130	$261,234 Land $44,844 Building $216,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 741 Erics Run Dr; there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 741 Erics Run Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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