741 Dusty Rd, Eldorado, IL 62930 Property Records

Saline County property record for 741 Dusty Rd, Eldorado, IL 62930

Property Summary

Property Type	Rural Home
Lot Size	9.89 acres (430,808 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2023)
Tax Bill	$4,362 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-1-242-03`

Property Details

APN / Parcel Number

Primary APN	`04-1-242-03`

Exterior

Lot Area	430,808 sqft (9.89 acres)

Location & Zoning

Street Address	741 DUSTY RD
City	ELDORADO
State	IL
Zip	62930-3830
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S36,T08,R07 ,QSE,L ,B PT W PT SW1/4 SE1/4 2250/969 11/23 W/D 06-36-400-008-0011
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1035
Census Tract	955600

Owner

Source: Saline County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	741 DUSTY RD, ELDORADO, IL 62930-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2023	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage BANTERRA BANK
Aug 31, 2020	Contract Sale, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	285197
Deed Book / Page	2250 / 969
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	741 DUSTY RD, ELDORADO, IL 62930-3830
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 DUSTY RD, ELDORADO, IL 62930-3830

Mortgage

Document Number	002284/385
Date	Feb 2, 2026
Book Page	2284/385
Instrument	291683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.6%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Nov 21, 2023
Property Address	741 DUSTY RD, ELDORADO, IL 62930-3830
Document Number	002250/969
Book / Page	2250 / 969
Instrument Date	Nov 15, 2023
Instrument	285197
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	741 DUSTY RD, ELDORADO, IL 62930-3830

Mortgage

Document Number	0000285198
Date	Nov 21, 2023
Instrument	285198

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jan 26, 2022
Property Address	741 DUSTY RD, ELDORADO, IL 62930-3830
Document Number	002223/538
Book / Page	2223 / 538
Instrument Date	Jan 7, 2022
Instrument	279645
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	741 DUSTY RD, ELDORADO, IL 62930-3830

Mortgage

Document Number	0000279646
Date	Jan 26, 2022
Instrument	279646

Lender

Name	BANTERRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2020: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	SALINE IL
Recording Date	Aug 31, 2020
Property Address	741 DUSTY RD, ELDORADO, IL 62930-3830
Document Number	2197/207
Book / Page	2197 / 207
Instrument Date	Sep 16, 2019
Instrument	274799
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 31, 2020

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate	6.75%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,362.00 (+9.54%) Homeowner's exemption	$68,009 (+14.12%) Land $3,863 Building $64,146
2022		$59,592 (+6.11%) Land $2,972 Building $56,620
2021	$3,982.00 Homeowner's exemption	$56,159 Land $2,589 Building $53,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

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