741 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 741 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,175 sqft · built 1889
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$224,700 (Jan 2019)
Tax Bill	$6,226 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-14-0025`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-14-0025`
Alternative APNs	`8524091` `583630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,175 sqft Living Area
1st Floor Area	1,133 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	583630
Street Address	741 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3106
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ARLINGTON HILLS ADD B40&45-49 W 1O FT OF LOT 12 AND ALL OF LOT 11 BLK 2
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	ARLINGTON HILLS ADD B40&45-49
Legal Block	2
Legal Lot Number	12,11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2009
Census Tract	31000

Owner

741 Cook Ave E, a duplex, is owned and occupied by an individual who bought it in January 2019.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	741 COOK AVE E, SAINT PAUL, MN 55106-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 2, 2019	Warranty Deed, Transfer · Line of Credit CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Oct 21, 2003 · Amount on File
Deed Document Number	20194741139
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	741 COOK AVE E, SAINT PAUL, MN 55106-3106
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 COOK AVE E, SAINT PAUL, MN 55106-3106

Mortgage

Document Number	0A04916818
Date	Nov 2, 2021
Instrument	A04916818

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 2, 2019
Property Address	741 COOK AVE E, SAINT PAUL, MN 55106-3106
Document Number	0004741139
Instrument Date	Dec 19, 2018
Instrument	4741139
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 COOK AVE E ST PAUL MN 551063106, ST PAUL, MN 55106-3106

Mortgage

Document Number	4741142
Date	Jan 2, 2019
Instrument	4741142

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	4741140,
Date	Jan 2, 2019
Instrument	4741140

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 741 Cook Ave E was $6,226 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,900 (+0.78%) Land $25,000 Building $258,900	$283,900 (+0.78%) Land $25,000 Building $258,900
2025	$6,226.00 Homeowner's exemption	$281,700 Land $25,000 Building $256,700	$281,700 Land $25,000 Building $256,700
2023	$7,606.00 Homeowner's exemption	$252,300 Land $20,000 Building $232,300	$252,300 Land $20,000 Building $232,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 741 Cook Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 741 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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