Brevard County property record for 741 Cobblestone Ln NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 1972 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2023) |
| Tax Bill | $3,663 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-25-FO-66-7 |
| Primary APN | 28-37-25-FO-66-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| Gross Area | 1,940 sqft |
| 1st Floor Area | 1,286 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 366 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2833522 |
|---|---|
| Street Address | 741 COBBLESTONE LN NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 4 LOT 7 BLK 66 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | PORT MALABAR UNIT 4 |
| Legal Block | 66 |
| Legal Lot Number | 7 |
| Legal Unit | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 65201 |
741 Cobblestone Ln NE is owned and occupied by two individuals who bought it in June 2023.
Source: Brevard County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 741 COBBLESTONE LN NE, PALM BAY, FL 32905-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 1, 2023 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Feb 15, 2023 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Feb 15, 2023 · Amount on File |
| Deed Document Number | 2023113283 |
| Deed Book / Page | 9802 / 2887 |
| Prior Transfer Date | Jan 25, 2000 |
| Prior Transfer Doc | 0041150610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 741 COBBLESTONE LN NE, PALM BAY, FL 32905-5427 |
| Document Number | 0000182457 |
| Book / Page | 10719 / 1053 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026182457 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 741 COBBLESTONE LN NE, PALM BAY, FL 32905-5427 |
| Document Number | 0000182457, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 10719/1053 |
| Instrument | 2026182457 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Jul 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 1, 2023 |
| Property Address | 741 COBBLESTONE LN NE, PALM BAY, FL 32905-5427 |
| Document Number | 0098022887 |
| Book / Page | 9802 / 2887 |
| Map Reference | MB 14 PG 18-23 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023113283 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13235 HATHERTON CIR, ORLANDO, FL 32832-6181 |
| Name | Verified Name |
|---|---|
| Address | 741 COBBLESTONE LN NE, PALM BAY, FL 32905-5427 |
| Document Number | 0098022889 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 9802/2889 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 15, 2023 |
| Property Address | 741 COBBLESTONE LN NE, PALM BAY, FL 32905-5427 |
| Document Number | 0097180209 |
| Book / Page | 9718 / 209 |
| Map Reference | MB 14 PG 18-23 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023030480 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 2, 2023 |
| Title Company | SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,109.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1076 ALPINE AVE NW, PALM BAY, FL 32907-9430 |
| Name | Verified Name |
|---|---|
| Address | 13235 HATHERTON CIR, ORLANDO, FL 32832-6181 |
| Document Number | 0009718217 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 9718/217 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 741 Cobblestone Ln NE was $3,663, down 2.3% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,110 (-2.33%) | $194,110 (-2.33%) | |
| 2025 | $3,663.00 (-2.32%) | $198,750 | $198,750 |
| 2024 | $3,750.00 (+0.37%) | ||
| 2023 | $3,736.00 (+10.3%) | $203,340 (+14.13%) Land $35,000 Building $168,340 | $203,340 (+14.13%) Land $35,000 Building $168,340 |
| 2022 | $3,387.00 | $178,160 Land $35,000 Building $143,160 | $178,160 Land $35,000 Building $143,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 741 Cobblestone Ln NE in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1999–2017) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 741 Cobblestone Ln NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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