741 Clover Pl, Biloxi, MS 39532 Property Records

Harrison County property record for 741 Clover Pl, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,187 sqft · built 2006
Lot Size	0.635 acres (27,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,900 (Dec 2019)
Tax Bill	$3,418 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1109I-01-004.086`

Property Details

APN / Parcel Number

Primary APN	`1109I-01-004.086`
Alternative APN	`122665`

Interior

Full Baths	2 Baths
Building Area	3,187 sqft Adjusted Area
1st Floor Area	1,750 sqft
2nd Floor Area	1,051 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,663 sqft (0.635 acres)
Deck Area	160 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	741 CLOVER PL
City	BILOXI
State	MS
Zip	39532-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 THE OAKS SUBD PH 3 SEC 15/37-7-10
Legal Range	10W
Legal Township	07S
Legal Section	15
Legal Subdivision	THE OAKS SUBD PH 3
Legal Phase	3
Legal Block	E
Legal Lot Number	86
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	3313

Owner

Source: Harrison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	741 CLOVER PL, BILOXI, MS 39532-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit SINGING RIVER FEDERAL CREDIT UNION
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	20192019-03588-D-J2
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	May 27, 2026
Property Address	741 CLOVER PL, BILOXI, MS 39532-4113
Document Number	0000003173
Instrument Date	Feb 16, 2026
Instrument	20263173
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 CLOVER PL, BILOXI, MS 39532-4113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003173,
Date	May 27, 2026
Instrument	20263173

Lender

Name	SINGING RIVER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.06%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	741 CLOVER PL, BILOXI, MS 39532-4113
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903932TJ2
Date	Dec 19, 2019
Instrument	2019-03932-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 12, 2020

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	741 CLOVER PL, BILOXI, MS 39532-4113
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210001625TJ2
Date	Apr 7, 2021
Instrument	2021-0001625-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 19, 2019
Property Address	741 CLOVER PL, BILOXI, MS 39532-4113
Document Number	201903588DJ2
Map Reference	PB 18 PG 8
Instrument Date	Dec 12, 2019
Instrument	2019-03588-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51084 SLEEPY HOLLOW LN, 51084, CANTON, MI 48188-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 CLOVER PL, BILOXI, MS 39532-4113

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,418.00 (+8.61%) Homeowner's exemption Disabled Person's exemption	$33,266 (+6.89%)	$332,662 (+6.89%) Land $57,500 Building $275,162
2024	$3,147.00 (+0.99%)
2023	$3,116.00 (-0.57%) Homeowner's exemption Disabled Person's exemption	$31,123	$311,225 Land $57,500 Building $253,725
2022	$3,134.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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