741 Clover Ln, Crown Point, IN 46307 Property Records

Lake County property record for 741 Clover Ln, Crown Point, IN 46307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,156 sqft · built 1989
Lot Size0.239 acres (10,400 sqft)
OwnerIndividual Name on File
Last Sale$319,200 (Sep 2022)
Tax Bill$2,863 (2024)
Deeds & MortgagesMay 2026 Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-23-09-0449-0002

Property Details

APN / Parcel Number

Primary APN003-23-09-0449-0002
Alternative APNs
  • 45-16-06-435-011.000-042
  • 230904490002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,156 sqft Living Area
Gross Area5,208 sqft
1st Floor Area1,578 sqft
Basement Area1,568 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area10,400 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
Pool Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address741 CLOVER LN
CityCROWN POINT
StateIN
Zip46307-2967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUAIL MEADOWS UNIT #3 LOT 2 BLOCK 5
Legal SubdivisionQUAIL MEADOWS UNIT #3
Legal Block5
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1028
Census Tract43001

Owner

741 Clover Ln is owned and occupied by an individual who bought it in September 2022.

Source: Lake County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address741 CLOVER LN, CROWN POINT, IN 46307-2967
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · FHA Mortgage
EMM LOANS LLC
Sep 7, 2022Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Jan 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2022 · Amount on File
Deed SaleSep 7, 2022 · Amount on File
Deed Document Number2022536436
Prior Transfer DateNov 22, 2011
Prior Transfer Doc0000011873
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateMay 28, 2026
Property Address741 CLOVER LN, CROWN POINT, IN 46307-2967
Document Number0000521687
Instrument DateMay 21, 2026
Instrument2026521687
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address741 CLOVER LN, CROWN POINT, IN 46307-2967

Mortgage

Document Number0000521687,
DateMay 28, 2026
Instrument2026521687
Lender
NameEMM LOANS LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateSep 7, 2022
Property Address741 CLOVER LN, CROWN POINT, IN 46307-2967
Document Number0000036436
Map ReferenceMB 63 PG 42
Instrument DateAug 30, 2022
Instrument2022-536436
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address741 CLOVER LN, CROWN POINT, IN 46307-2967

Mortgage

Document Number0000036437
DateSep 7, 2022
Instrument2022-536437
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address741 CLOVER LN, CROWN POINT, IN 46307-2967
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007332
DateJan 29, 2020
Instrument2020 007332
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCenter Township
MunicipalityCrown Point City
Unified School DistrictCrown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$296,500 Land $43,600 Building $252,900$296,500 Land $43,600 Building $252,900
2024$2,863.00
2023$251,800 (+5.58%) Land $43,600 Building $208,200$251,800 (+5.58%) Land $43,600 Building $208,200
2022$2,633.00 Homeowner's exemption$238,500 Land $43,600 Building $194,900$238,500 Land $43,600 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 741 Clover Ln in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1990–2012)
Claims Outside the SFHA8 of 15
Most Recent ClaimMay 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 741 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROWN POINT WATER WORKS
serves 30,000 people · EPA ID IN5245008
Water SourcePurchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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