741 Bell St, Defiance, OH 43512 Property Records

Defiance County property record for 741 Bell St, Defiance, OH 43512

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,163 sqft · built 1913
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$169,500 (Jan 2025)
Tax Bill$1,367 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2023 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB013119003400

Property Details

APN / Parcel Number

Primary APNB013119003400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,163 sqft Living Area
Gross Area2,030 sqft
1st Floor Area787 sqft
Upper Floors Area362 sqft
Basement Area787 sqft
Finished Basement540 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Exterior Amenities

PorchSlab
Porch Area80 sqft
Balcony Area14 sqft
Silo192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address741 BELL ST
CityDEFIANCE
StateOH
Zip43512-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARTER ET AL ADDITION LOT 46
Legal SubdivisionCARTER ETAL ADD
Legal Lot Number46
JurisdictionDEFIANCE OH
Township / Civil DivisionNOBLE
Census Block Group3
Census Block3019
Census Tract958500

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address741 BELL ST, DEFIANCE, OH 43512-1507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · VA Mortgage
EXTREME LOANS LLC
Jan 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CAMPBELL FCU
Feb 18, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2025 · Amount on Record
Deed SaleJan 22, 2025 · Amount on Record
Prior SaleJun 29, 2005 · Amount on Record
Deed Document Number2025227
Deed Book / Page469 / 1239
Prior Transfer DateNov 18, 2016
Prior Transfer Doc400/1212
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address741 BELL ST, DEFIANCE, OH 43512-1507
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address741 BELL ST, DEFIANCE, OH 43512-1507

Mortgage

Document Number00476/2335
DateOct 28, 2025
Book Page476/2335
Instrument202500005170
Lender
NameEXTREME LOANS LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address741 BELL ST, DEFIANCE, OH 43512-1507
Transaction TypeMortgage
Record UpdatedFeb 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address741 BELL ST, DEFIANCE, OH 43512-1507

Mortgage

Document Number00454/1741
DateJan 30, 2023
Book Page454/1741
Instrument202300000315
Lender
NameCAMPBELL FCU
TypeCredit Union
AddressMAPLE SHADE, NJ 08052
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term173 Months
DueJun 1, 2037

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address741 BELL ST, DEFIANCE, OH 43512-1507
Transaction TypeMortgage
Record UpdatedMar 5, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number425/2697
DateFeb 18, 2020
Book Page425/2697
Instrument202000000707
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionNoble Township
MunicipalityDefiance City
Unified School DistrictDefiance City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,367.00$35,870 (-) Land $3,690 Building $32,180
2024$1,367.00 (+1.26%)$35,870 (-) Land $3,690 Building $32,180$102,500 (+0.02%) Land $10,550 Building $91,950
2023$1,350.00 (+37.9%)$35,870 (+53.36%) Land $3,690 Building $32,180$102,484 (+53.42%) Land $10,542 Building $91,942
2022$979.00$23,390 Land $3,610 Building $19,780
2020$66,800 Land $10,300 Building $56,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims14 (1980–1986)
Most Recent ClaimJul 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEFIANCE CITY
serves 16,494 people · EPA ID OH2000111
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless · Fiber in parts of the area
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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