Montezuma County property record for 741 Arbor St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,416 sqft · built 2005 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Trust Name on File |
| Last Sale | $419,000 (Jul 2023) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R015049 |
| Primary APN | R015049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,416 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R015049 |
|---|---|
| Street Address | 741 ARBOR ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MORNINGSIDE LOT: 3 BLOCK: 6 0.20AC B370 P352 B724 P50-52 P/13-88 R/476557 P/B15 P158 |
| Legal Range | 19W |
| Legal Township | 39N |
| Legal Section | 36 |
| Legal Subdivision | MORNINGSIDE |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 969302 |
741 Arbor St is owner-occupied and held in a trust since July 2023.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 741 ARBOR ST, CORTEZ, CO 81321-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage THE DOLORES STATE BANK |
| Feb 19, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE DOLORES STATE BANK |
| Jan 16, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Sep 17, 2019 | Special Warranty Deed, Transfer · Commercial Mortgage THE DOLORES STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on File |
| Deed Sale | Jul 17, 2023 · Amount on File |
| Prior Sale | Sep 17, 2019 · Amount on File |
| Deed Document Number | 2023651673 |
| Prior Transfer Date | Oct 30, 2013 |
| Prior Transfer Doc | 0000591780 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 17, 2023 |
| Property Address | 741 ARBOR ST, CORTEZ, CO 81321-2601 |
| Document Number | 0000651673 |
| Map Reference | MB 15 PG 158 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 651673 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16498 491 A I F W, CORTEZ, CO 81321 |
| Document Number | 0000651670 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 651670 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 741 ARBOR ST, CORTEZ, CO 81321-2601 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000627903 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 627903 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | DOLORES, CO 81323 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 18, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jan 16, 2020 |
| Property Address | 741 ARBOR ST, CORTEZ, CO 81321-2601 |
| Document Number | 0000627348 |
| Map Reference | MB 15 PG 158 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 627348 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 741 ARBOR ST, 741, CORTEZ, CO 81321-2601 |
| Name | Verified Name |
|---|---|
| Address | 409 E 4TH ST, CORTEZ, CO 81321-3919 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 17, 2019 |
| Property Address | 741 ARBOR ST, CORTEZ, CO 81321-2601 |
| Document Number | 0000625159 |
| Map Reference | MB 15 PG 158 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 625159 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E 4TH ST, CORTEZ, CO 81321-3919 |
| Document Number | 0000625161 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 625161 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 16, 2020 |
The 2025 property tax bill for 741 Arbor St was $1,679, up 44.7% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+44.74%) | $33,278 (+47.4%) Land $2,571 Building $30,707 | $418,065 (+47.39%) Land $32,300 Building $385,765 |
| 2024 | $1,160.00 (+9.95%) | $22,577 (-16.24%) Land $2,153 Building $20,424 | $283,638 (-16.24%) Land $27,054 Building $256,584 |
| 2023 | $1,055.00 (+0.09%) | $26,956 (+23.56%) Land $2,571 Building $24,385 | $338,638 (+23.56%) Land $32,300 Building $306,338 |
| 2022 | $1,054.00 | $21,816 Land $2,571 Building $19,245 | $274,074 Land $32,300 Building $241,774 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 741 Arbor St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 741 Arbor St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures