74098 28th Ave, Covert, MI 49043 Property Records

Van Buren County property record for 74098 28th Ave, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,295 sqft
Lot Size	6.3 acres (274,428 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jan 2022)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Dec 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-07-003-003-00`

Property Details

APN / Parcel Number

Primary APN	`80-07-003-003-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,295 sqft Living Area
1st Floor Area	3,295 sqft

Exterior

Lot Area	274,428 sqft (6.3 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	74098 28TH AVE
City	COVERT
State	MI
Zip	49043-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	55-A 3-2-17 550-696 668-78 1044-152,153 BEG AT SE COR OF SEC, TH W ALG S SEC L 934.75', TH N 0 DEG 05'W 339.03', TH S 89 DEG
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	1
Census Block	1017
Census Tract	10600

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74098 28TH AVE, COVERT, MI 49043-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Dec 14, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	May 31, 1995
Deed Document Number	20223413083
Deed Book / Page	1731 / 742
Last Transfer Date	Jul 18, 2024
Transfer Doc	001770/263
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	74098 28TH AVE, COVERT, MI 49043-8532
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001710/712
Date	Dec 14, 2020
Book Page	1710/712

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	693 Months
Due	Aug 31, 2078

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	74098 28TH AVE, COVERT, MI 49043-8532
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001710/711
Date	Dec 14, 2020
Book Page	1710/711

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	693 Months
Due	Aug 31, 2078

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jan 12, 2022
Property Address	74098 28TH AVE, COVERT, MI 49043-8532
Document Number	001731/742
Book / Page	1731 / 742
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74098 28TH AVE, 74098, COVERT, MI 49043-8532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74098 28TH AVE, COVERT, MI 49043-8532

Mortgage

Document Number	0001731696
Date	Jan 12, 2022
Instrument	1731/696

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,400 (-12.42%)	$308,800 (-12.42%)
2025	$4,031.00 (+2.13%) Homeowner's exemption	$176,300 (+54.92%)	$352,600 (+54.92%)
2024	$3,947.00 (+98.44%)
2023		$113,800	$227,600
2020	$1,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 28th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures