7409 Wise Ave, Saint Louis, MO 63117 Property Records

St. Louis County property record for 7409 Wise Ave, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,544 sqft · built 1905
Lot Size	0.181 acres (7,902 sqft)
Owner	2 Individual Names on File
Last Sale	$702,576 (Jun 2022)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20J-61-0824`

Property Details

APN / Parcel Number

Primary APN	`20J-61-0824`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
1st Floor Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,902 sqft (0.181 acres)
Lot Dimensions	50 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Type	Open
Garage Area	256 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7409 WISE AVE
City	SAINT LOUIS
State	MO
Zip	63117-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R3
Legal Description	F M STERRETTS ADDITION TO FOREST PARK HEIGHTS LOT 15
Legal Subdivision	F M STERRETTS ADDITION TO FOREST PARK
Legal Block	5
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1005
Census Tract	216800

Owner

7409 Wise Ave is owned and occupied by two individuals who bought it in June 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7409 WISE AVE, SAINT LOUIS, MO 63117-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY METRO FCU
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 10, 2017	Warranty Deed, Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Jan 24, 2008 · Amount on File
Deed Document Number	2022630285
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	0174281086
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 30, 2022
Property Address	7409 WISE AVE, SAINT LOUIS, MO 63117-1621
Document Number	2022063000285
Map Reference	MB 4 PG 47
Instrument Date	Jun 30, 2022
Instrument	2022063000285
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 DARTFORD AVE, 15, CLAYTON, MO 63105-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 WISE AVE, SAINT LOUIS, MO 63117-1621

Mortgage

Document Number	2022063000286
Date	Jun 30, 2022
Instrument	2022063000286

Lender

Name	GATEWAY METRO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7409 WISE AVE, SAINT LOUIS, MO 63117-1621
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 WIDE AVE, SAINT LOUIS, MO 63117-1621

Mortgage

Document Number	0246962477
Date	Mar 5, 2021
Book Page	24696/2477
Instrument	2021030500341

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 10, 2017
Property Address	7409 WISE AVE, SAINT LOUIS, MO 63117-1621
Document Number	0223505419
Book / Page	022350 / 005419
Instrument Date	Jan 6, 2017
Instrument	832
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7409 WISE AVE ST LOUIS MO 631171621, ST LOUIS, MO 63117-1621

Mortgage

Document Number	223505422
Date	Jan 10, 2017
Book Page	022350/005422
Instrument	833

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 9, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7409 Wise Ave was $6,255, down 1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,880 (-) Land $47,270 Building $55,610	$541,500 (-) Land $248,800 Building $292,700
2025	$6,255.00 (-1.01%)	$102,880 Land $47,270 Building $55,610	$541,500 Land $248,800 Building $292,700
2024	$6,319.00 (+0.03%)
2023	$6,317.00 (+6.42%)	$95,610 (+12.17%) Land $43,340 Building $52,270	$503,200 Land $228,100 Building $275,100
2022	$5,936.00	$85,240 Land $39,370 Building $45,870
2021			$448,600 Land $207,200 Building $241,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7409 Wise Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7409 Wise Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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