7409 W Harvard Dr, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 7409 W Harvard Dr, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,288 sqft · built 2000
Lot Size	0.315 acres (13,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2026)
Tax Bill	$7,187 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Aug 2019 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-27-424-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-27-424-001-000`
Alternative APN	`69123`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,288 sqft Finished Area
Gross Area	2,260 sqft
1st Floor Area	1,592 sqft
Upper Floors Area	668 sqft
Basement Area	1,576 sqft
Finished Basement	1,340 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,704 sqft (0.315 acres)
Lot Dimensions	138 ft deep x 98.8 ft wide
Garage Type	Attached
Garage Area	944 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	220 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	69123
Street Address	7409 W HARVARD DR
City	SIOUX FALLS
State	SD
Zip	57106-3899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 7 ROOSEVELT PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ROOSEVELT PARK ADDN
Legal Block	7
Legal Lot Number	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1011
Census Tract	1112

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Aug 13, 2019	Deed of Trust, Mortgage · VA Mortgage PLAINS COMMERCE BANK
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLAINS COMMERCE BANK
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 14, 2025	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU
	Deed of Trust, Mortgage
Apr 7, 2026	Warranty Deed, Transfer PLAINS COMMERCE BANK
Oct 4, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 1, 2015	Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	2026155502
Prior Transfer Date	May 28, 2015
Prior Transfer Doc	001777/208
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1848MTG/191
Date	Oct 1, 2018
Book Page	1848 MTG/191

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1864MTG/0667
Date	Aug 13, 2019
Book Page	1864 MTG/0667

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1910MTG/302
Date	Jan 5, 2021
Book Page	1910 MTG/302

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1945MTG/556
Date	Jan 31, 2022
Book Page	1945 MTG/556

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001997/895
Date	Apr 14, 2025
Book Page	1997/895
Instrument	130189

Lender

Name	BLACK HILLS FCU
Type	Credit Union
Address	PO BOX 1420, RAPID CITY, SD 57709

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2040

Interest

Change Frequency	Monthly

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 7, 2026
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Document Number	DEED637/650
Book / Page	637-D / 650
Instrument Date	Apr 3, 2026
Instrument	2026155502
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899

Mortgage

Document Number	0000155503,
Date	Apr 7, 2026
Book Page	2014-M/90
Instrument	2026155503

Lender

Name	PLAINS COMMERCE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 4, 2021
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Document Number	608DEED/602
Book / Page	608 DEED / 602
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 S BROEK DR # DR1, DR1, SIOUX FALLS, SD 57106-5853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 14, 2020
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Document Number	599DEED/619
Book / Page	599 DEED / 619
Instrument Date	Oct 12, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3409 E 57TH ST124, ST124, SIOUX FALLS, SD 57108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 W BAILEY ST, SIOUX FALLS, SD 57104-1503

Mortgage

Document Number	1901MTG591
Date	Oct 14, 2020
Instrument	1901 MTG/591

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 1, 2015
Property Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899
Document Number	000562/589
Book / Page	562 / 589
Instrument Date	May 28, 2015
Instrument	R511841
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7409 W HARVARD DR, SIOUX FALLS, SD 57106-3899

Mortgage

Document Number	001777/208
Date	Jun 1, 2015
Book Page	1777/208
Instrument	R511854

Lender

Name	PLAINS COMMERCE BANK
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,917 (+5.57%) Land $52,615 Building $512,302	$564,917 Land $52,615 Building $512,302
2025	$7,187.00	$535,100 (-6.53%) Land $53,200 Building $481,900
2024	$7,187.00 (-9.54%)	$572,500 (+6.75%) Land $53,200 Building $519,300
2022	$7,945.00	$536,300 Land $43,800 Building $492,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	2,000 / 1,000

May also be available: Verizon.

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