7409 Three Chopt Rd, Richmond, VA 23226 Property Records

Henrico County property record for 7409 Three Chopt Rd, Richmond, VA 23226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,916 sqft · built 1947
Lot Size	0.32 acres (13,954 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Oct 2016)
Tax Bill	$4,934 (2026)
Deeds & Mortgages	Sep 2025 Transfer Mar 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`762-742-1918`

Property Details

APN / Parcel Number

Primary APN	`762-742-1918`
Alternative APN	`DU0629571`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Slate
Lot Area	13,954 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 95 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	112 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	DU0629571
Street Address	7409 THREE CHOPT RD
City	RICHMOND
State	VA
Zip	23226-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	0092040000B 0023; SUNSET HILLS SC A LT 23 94 A1 13
Legal Subdivision	SUNSET HILLS
Legal Lot Number	23,94
Jurisdiction	HENRICO VA
Township / Civil Division	TUCKAHOE
Census Block Group	4
Census Block	4000
Census Tract	200202

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7409 THREE CHOPT RD, RICHMOND, VA 23226-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Gift Deed, Transfer
Mar 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Prior Sale	Aug 15, 2014 · Amount on Record
Deed Document Number	201635336
Deed Book / Page	5548 / 2434
Last Transfer Date	Sep 26, 2025
Transfer Doc	0006706808
Record Updated	Sep 20, 2026

September 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HENRICO VA
Recording Date	Sep 29, 2025
Property Address	7409 THREE CHOPT RD, RICHMOND, VA 23226-3805
Document Number	0006706808
Book / Page	6706 / 808
Map Reference	MB 1807 PG 1616
Instrument Date	Sep 26, 2025
Instrument	202500025894
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 THREE CHOPT RD, RICHMOND, VA 23226-3805

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	7409 THREE CHOPT RD, RICHMOND, VA 23226-3805
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064571818
Date	Mar 28, 2023
Book Page	6457/1818
Instrument	202300006425

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	7409 THREE CHOPT RD, RICHMOND, VA 23226-3805
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006214712
Date	Jun 10, 2021
Book Page	6214/712
Instrument	202100029390

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	7409 THREE CHOPT RD, RICHMOND, VA 23226-3805
Document Number	5852505
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 THREE CHOPT RD RICHMOND VA 232263805, RICHMOND, VA 23226-3805

Mortgage

Document Number	5852505
Date	May 20, 2019
Book Page	005852/000505
Instrument	14210

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	7409 THREE CHOPT RD, RICHMOND, VA 23226-3805
Document Number	57032147
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57032147
Date	Jan 23, 2018
Book Page	005703/002147
Instrument	2139

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,934.00 (+9.01%)	$566,000 (+8.64%) Land $144,000 Building $422,000	$566,000 (+8.64%) Land $144,000 Building $422,000
2025	$4,526.00 (+2.21%)	$521,000 (-) Land $126,000 Building $395,000	$521,000 (-) Land $126,000 Building $395,000
2023	$4,428.00	$521,000 Land $126,000 Building $395,000	$521,000 Land $126,000 Building $395,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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