7409 State Rte 416 W, Robards, KY 42452 Property Records

Henderson County property record for 7409 State Rte 416 W, Robards, KY 42452

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,828 sqft · built 1998
Lot Size	2.98 acres (129,809 sqft)
Owner	2 Company Names on File
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-7.1`

Property Details

APN / Parcel Number

Primary APN	`71-7.1`
Alternative APN	`47680`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,828 sqft Finished Area
Basement Area	2,200 sqft
Unfinished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	129,809 sqft (2.98 acres)
Garage Type	Attached
Garage Area	768 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	47680
Street Address	7409 STATE ROUTE 416 W
City	ROBARDS
State	KY
Zip	42452-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HEBBARDSVILLE-ROBARDS
Census Block Group	1
Census Block	1021
Census Tract	20800

Owner

7409 State Rte 416 W is owned by a company that acquired it in April 2025 and is owner-occupied.

Source: Henderson County records, as of January 22, 2026

Owner of Record	2 Company Names on File
Mailing Address	7401 STATE ROUTE 416 W, ROBARDS, KY 42452-9317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK
Oct 29, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 15, 2025
Transfer Doc	0000004713
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	7409 STATE ROUTE 416 W, ROBARDS, KY 42452-9317
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 STATE ROUTE 416 W, ROBARDS, KY 42452-9317

Mortgage

Document Number	MT1435/269
Date	Jan 12, 2024
Book Page	MT1435/269
Instrument	2024000276

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	140 N MAIN ST, HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	5 Years
Min Rate At Change	6.24%
Max Rate At Change	8.24%
Index	5-Year CMT
Margin	2
Max Rate	12.2%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Oct 29, 2020
Property Address	7409 STATE ROUTE 416 W, ROBARDS, KY 42452-9317
Document Number	RE0647/154
Book / Page	RE 0647 / 154
Instrument Date	Oct 28, 2020
Instrument	2020011527
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 STATE ROUTE 417 WEST, ROBARDS, KY 42452

Tax Assessment & Valuation

The 2025 property tax bill for 7409 State Rte 416 W was $2,078 with a homeowner's exemption.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Robards City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 Homeowner's exemption	$236,500	$236,500
2023	$1,885.00 Homeowner's exemption	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7409 State Rte 416 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7409 State Rte 416 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 416 W

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