7409 Ottenbrook Ter, Derwood, MD 20855 Property Records

Montgomery County property record for 7409 Ottenbrook Ter, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,450 sqft · built 1989
Lot Size	0.455 acres (19,800 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Jun 2020)
Tax Bill	$8,997 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-02754086`

Property Details

APN / Parcel Number

Primary APN	`04-02754086`
Alternative APN	`02754086`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,450 sqft Living Area
Gross Area	5,255 sqft
1st Floor Area	1,775 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,800 sqft (0.455 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02754086
Street Address	7409 OTTENBROOK TER
City	DERWOOD
State	MD
Zip	20855-1989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	NEEDWOOD ESTATES
Legal Subdivision	NEEDWOOD ESTATES
Legal Block	F
Legal Lot Number	36
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	701212

Owner

7409 Ottenbrook Ter is owned and occupied by two individuals who bought it in June 2020.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7409 OTTENBROOK TER, DERWOOD, MD 20855-1989
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Prior Sale	Jul 8, 2013 · Amount on File
Deed Book / Page	59774 / 180
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0457410033
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 10, 2020
Property Address	7409 OTTENBROOK TER, DERWOOD, MD 20855-1989
Document Number	0597740180
Book / Page	59774 / 180
Map Reference	LB 147 FO 16813
Instrument Date	Jun 1, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7409 OTTENBROOK TER, DERWOOD, MD 20855-1989

Mortgage

Document Number	0059774186
Date	Jun 10, 2020
Instrument	59774/186

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7409 Ottenbrook Ter was $8,997, down 2.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,600 (+3.9%) Land $301,700 Building $496,900	$798,600 (-) Land $301,700 Building $496,900
2025	$8,997.00 (-2.69%)	$768,600	$798,600 Land $301,700 Building $496,900
2024	$9,246.00
2023		$708,600 Land $287,300 Building $421,300	$708,600 Land $287,300 Building $421,300
2022	$7,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7409 Ottenbrook Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7409 Ottenbrook Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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