7409 Oak Ct, Horace, ND 58047 Property Records

Cass County property record for 7409 Oak Ct, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 1975
Lot Size	1.03 acres (44,976 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`15-0275-00250-000`

Property Details

APN / Parcel Number

Primary APN	`15-0275-00250-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Basement Area	650 sqft
Finished Basement	650 sqft
Unfinished Basement	650 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,976 sqft (1.03 acres)
Garage Type	Attached
Garage Area	572 sqft
Porch	Slab
Deck Area	270 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7409 OAK CT
City	HORACE
State	ND
Zip	58047-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 25 BLOCK: 0 ADDITION: HOLMENS ADDITIONAL: HOLMEN LT 25 **ANNEXED 2005 FRM 64-1100-00250-000
Legal Subdivision	HOLMEN SUBDIVISION
Legal Lot Number	25
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1007
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7409 OAK CT, HORACE, ND 58047-9531
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Oct 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 4, 2017
Transfer Doc	0001523097
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	7409 OAK CT, HORACE, ND 58047-9531
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	TITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001611925
Date	Nov 10, 2020
Instrument	1611925

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Oct 16, 2017
Property Address	7409 OAK CT, HORACE, ND 58047-9531
Document Number	0001523097
Instrument Date	Oct 4, 2017
Instrument	1523097
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7409 OAK CT HORACE ND 580479531, HORACE, ND 58047-9531

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00 (-20.28%)	$219,750 (+4.72%) Land $50,400 Building $169,350	$439,500 (+4.72%) Land $100,800 Building $338,700
2023	$5,344.00	$209,850 Land $50,400 Building $159,450	$419,700 Land $100,800 Building $318,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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