7409 Elm Fork Dr, McKinney, TX 75071 Property Records

Collin County property record for 7409 Elm Fork Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,845 sqft · built 2016
Lot Size	0.176 acres (7,683 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,178 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-10640-00S-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-10640-00S-0060-1`
Alternative APN	`2709922`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,845 sqft Living Area
Gross Area	4,477 sqft
1st Floor Area	2,293 sqft
2nd Floor Area	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	7,683 sqft (0.176 acres)
Garage Type	Attached
Garage Area	632 sqft
Porch	Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2709922
Street Address	7409 ELM FORK DR
City	MCKINNEY
State	TX
Zip	75071-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY FALLS PLANNING UNIT 1 PHASE 1B, BLK S, LOT 6
Legal Subdivision	TRINITY FALLS PLANNING UNIT 1 PHASE 1B
Legal Phase	1B
Legal Block	S
Legal Lot Number	6
Legal Unit	1
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3022
Census Tract	30202

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1699 PLATEAU TRL, FRISCO, TX 75033-1500
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 26, 2020	Deed of Trust, Mortgage NORTH AMERICAN SVGS BK
Sep 18, 2017	Grant Deed, Subdivision Related Transfer FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017
Deed Sale	Sep 18, 2017
Deed Document Number	20170918001245630
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	7409 ELM FORK DR, MCKINNEY, TX 75071-3518
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001717810
Date	Aug 25, 2021
Instrument	20210825001717810

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	7409 ELM FORK DR, MCKINNEY, TX 75071-3518
Document Number	0001417700
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7409 ELM FORK DR MCKINNEY TX 750713518, MCKINNEY, TX 75071-3518

Mortgage

Document Number	0001417700
Date	Aug 26, 2020
Instrument	1417700

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2035

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 18, 2017
Property Address	7409 ELM FORK DR, MCKINNEY, TX 75071-3518
Document Number	0001245630
Instrument Date	Sep 15, 2017
Instrument	1245630
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1701 BAXTER SPRINGS DR JUSTIN TX 762475708, JUSTIN, TX 76247-5708

Mortgage

Document Number	1245640
Date	Sep 18, 2017
Instrument	1245640

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$691,422 (-1.44%) Land $145,000 Building $546,422	$691,422 (-1.44%) Land $145,000 Building $546,422
2024	$9,178.00 (-20.02%)
2023		$701,500 Land $135,000 Building $566,500	$701,500 Land $135,000 Building $566,500
2022	$11,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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