Palm Beach County property record for 7409 Cortes Lake Dr, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,099 sqft · built 2002 |
| Lot Size | 0.121 acres (5,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,810 (Jul 2002) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-09-21-000-5950 |
| Primary APN | 00-42-46-09-21-000-5950 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 2,786 sqft |
| 1st Floor Area | 2,099 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 5,266 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 267 sqft |
| Deck Area | 370 sqft |
| Patio Area | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7409 CORTES LAKE DR |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | VALENCIA FALLS PL 10 LT 595 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 09 |
| Legal Subdivision | VALENCIA FALLS PL 10 |
| Legal Lot Number | 595 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 5955 |
7409 Cortes Lake Dr is owned and occupied by two individuals who acquired it in November 2005.
Source: Palm Beach County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7409 CORTES LAKE DR, DELRAY BEACH, FL 33446-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Jun 12, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2002 · Amount on File |
| Deed Sale | Jul 26, 2002 · Amount on File |
| Deed Document Number | 2002387715 |
| Deed Book / Page | 13965 / 879 |
| Last Transfer Date | Nov 23, 2005 |
| Transfer Doc | 0207260011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 7409 CORTES LAKE DR, DELRAY BEACH, FL 33446-5607 |
| Document Number | 0365671513 |
| Book / Page | 36567 / 1513 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026203739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7409 CORTES LAKE DR, DELRAY BEACH, FL 33446-5607 |
| Document Number | 0000203739, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 36567/1513 |
| Instrument | 2026203739 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 11, 2066 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 7409 CORTES LAKE DR, DELRAY BEACH, FL 33446-5607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0306751822 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 30675/1822 |
| Instrument | 20190213474 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DELRAY BEACH, FL 33484 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7409 Cortes Lake Dr was $2,491 with a homeowner's exemption, up 3.6% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 (+3.62%) Homeowner's exemption | $314,072 | $458,784 Land $171,157 Building $287,627 |
| 2024 | $2,404.00 (+4.2%) | ||
| 2023 | $2,307.00 (-49.78%) Homeowner's exemption | $296,331 (+3%) | $548,103 (+22.58%) Land $195,119 Building $352,984 |
| 2022 | $4,594.00 Homeowner's exemption | $287,700 | $447,132 Land $155,590 Building $291,542 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7409 Cortes Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 233 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 233 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7409 Cortes Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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