Collin County property record for 7409 Clear Rapids Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,881 sqft · built 2018 |
| Lot Size | 0.243 acres (10,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,200 (Oct 2018) |
| Tax Bill | $12,875 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10930-00E-0010-1 |
| Primary APN | R-10930-00E-0010-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,881 sqft Living Area |
| Gross Area | 4,705 sqft |
| 1st Floor Area | 2,524 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 10,563 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Porch | Covered Patio/Porch |
| Porch Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7409 CLEAR RAPIDS DR |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-5688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRINITY FALLS PLANNING UNIT 2 PHASE 3, BLK E, LOT 1 |
| Legal Subdivision | TRINITY FALLS PLANNING UNIT 2 PHASE 3 |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | ANNA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30202 |
7409 Clear Rapids Dr is owned and occupied by two individuals who acquired it in April 2026.
Source: Collin County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7409 CLEAR RAPIDS DR, MCKINNEY, TX 75071-5688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 21, 2020 | Deed of Trust, Mortgage WELLS FARGO BK |
| Oct 31, 2018 | Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC |
| Oct 2, 2017 | Deed of Trust, Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on File |
| Deed Sale | Oct 31, 2018 · Amount on File |
| Deed Document Number | 20181355510 |
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 2026000055393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Apr 28, 2026 |
| Property Address | 7409 CLEAR RAPIDS DR, MCKINNEY, TX 75071-5688 |
| Document Number | 2026000055393 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202655393 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7409 CLEAR RAPIDS DR, MCKINNEY, TX 75071-5688 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 7409 CLEAR RAPIDS DR, MCKINNEY, TX 75071-5688 |
| Document Number | 0001643700 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7409 CLEAR RAPIDS DR MCKINNEY TX 750715688, MCKINNEY, TX 75071-5688 |
| Document Number | 0001643700 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 1643700 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 24, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Oct 31, 2018 |
| Property Address | 7409 CLEAR RAPIDS DR, MCKINNEY, TX 75071-5688 |
| Document Number | 0001355510 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 1355510 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 BERRIDGE DR RIDGELAND MS 391572864, RIDGELAND, MS 39157-2864 |
| Document Number | 1355520 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 1355520 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 7409 CLEAR RAPIDS DR, MCKINNEY, TX 75071-5688 |
| Document Number | 0001321940 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168 |
The 2025 property tax bill for 7409 Clear Rapids Dr was $12,875 with exemptions applied, up 91.1% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Unified School District | McKinney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,875.00 (+91.11%) Homeowner's exemption | $741,223 Land $220,000 Building $641,642 | $861,642 Land $220,000 Building $641,642 |
| 2024 | $6,737.00 | ||
| 2023 | $859,609 Land $190,000 Building $669,609 | $859,609 Land $190,000 Building $669,609 | |
| 2022 | $13,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7409 Clear Rapids Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1990–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7409 Clear Rapids Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment May 2025 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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