7409 Atlantic Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 7409 Atlantic Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,439 sqft · built 1985
Lot Size	0.186 acres (8,089 sqft)
Owner	Trust Name on File
Last Sale	$212,500 (Jun 2018)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`440162000A01200`

Property Details

APN / Parcel Number

Primary APN	`440162000A01200`
Alternative APN	`44-01620-00A-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,439 sqft Living Area
1st Floor Area	1,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,089 sqft (0.186 acres)
Lot Dimensions	110 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440162000A01200
Street Address	7409 ATLANTIC DR
City	ROWLETT
State	TX
Zip	75088-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	PENINSULA 4 PH A REP BLK A LOT 12 INT201800172741 DD06262018 CO-DC 0162000A01200 1CW0162000A
Legal Subdivision	PENINSULA 4 PH A REP
Legal Tract	1620
Legal Block	A
Legal Lot Number	12
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1007
Census Tract	18134

Owner

7409 Atlantic Dr is owner-occupied and held in a trust since December 2020.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Trust Name on File
Mailing Address	7409 ATLANTIC DR, ROWLETT, TX 75088-5313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 3, 2021	Intrafamily Transfer, Transfer
Jun 29, 2018	Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	2018172741
Last Transfer Date	Dec 21, 2020
Transfer Doc	0000164106
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	May 6, 2026
Property Address	7409 ATLANTIC DR, ROWLETT, TX 75088-5313
Document Number	0000097184
Instrument Date	Apr 29, 2026
Instrument	202697184
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000097184,
Date	May 6, 2026
Instrument	202697184

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	7409 ATLANTIC DR, ROWLETT, TX 75088-5313
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000209534
Date	Aug 11, 2020
Instrument	202000209534

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Jun 3, 2021
Property Address	7409 ATLANTIC DR, ROWLETT, TX 75088-5313
Document Number	202100164106
Map Reference	VOL 85166 PG 1203
Instrument Date	Dec 21, 2020
Instrument	202100164106
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7409 ATLANTIC DR, ROWLETT, TX 75088-5313

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jun 29, 2018
Property Address	7409 ATLANTIC DR, ROWLETT, TX 75088-5313
Document Number	201800172741
Map Reference	VOL85166 PG1203
Instrument Date	Jun 26, 2018
Instrument	201800172741
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	AUSTIN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 SYLVAN DR, 1400, GARLAND, TX 75040-4568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 ATLANTIC DR, ROWLETT, TX 75088-5313

Mortgage

Document Number	201800172742
Date	Jun 29, 2018
Instrument	201800172742

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7409 Atlantic Dr was $1,336 with exemptions applied, down 2.3% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,110 (-) Land $80,000 Building $202,110	$282,110 (-) Land $80,000 Building $202,110
2025	$1,336.00 (-2.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$282,110 Land $80,000 Building $202,110	$282,110 Land $80,000 Building $202,110
2024	$1,367.00 (-65.25%)
2023	$3,934.00 (-3.88%) Homeowner's exemption Senior Citizen's exemption	$282,730 Land $80,000 Building $202,730	$282,730 Land $80,000 Building $202,730
2022	$4,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7409 Atlantic Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7409 Atlantic Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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