7408 Wolf Pond Rd, Monroe, NC 28112 Property Records

Union County property record for 7408 Wolf Pond Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1947
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2019)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-162-005A`

Property Details

APN / Parcel Number

Primary APN	`04-162-005A`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	116,741 sqft (2.68 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7408 WOLF POND RD
City	MONROE
State	NC
Zip	28112-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	OPCO536 PLUS 8629-040
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1020
Census Tract	20902

Owner

7408 Wolf Pond Rd is owned by an individual who bought it in October 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1531, MONROE, NC 28111-1531
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Dec 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Oct 1, 2019	Warranty Deed, Transfer · ARM FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Deed Document Number	201930016
Deed Book / Page	7479 / 628
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	7479628
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7408 WOLF POND RD, MONROE, NC 28112-7926
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008709818
Date	May 17, 2023
Book Page	8709/818
Instrument	11617

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7408 WOLF POND RD, MONROE, NC 28112-7926
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008831135
Date	Dec 22, 2023
Book Page	8831/135
Instrument	30479

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 5, 2039

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7408 WOLF POND RD, MONROE, NC 28112-7926
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 WOLF POND RD, MONROE, NC 28112-7926

Mortgage

Document Number	0009300411
Date	Feb 9, 2026
Book Page	9300/411
Instrument	3155

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 5, 2033
Change Frequency	10 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	10-Year TN
Max Rate	11.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7408 WOLF POND RD, MONROE, NC 28112-7926
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007912557
Date	Dec 8, 2020
Book Page	7912/557
Instrument	50900

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 1, 2019
Property Address	7408 WOLF POND RD, MONROE, NC 28112-7926
Document Number	0007479628
Book / Page	7479 / 628
Instrument Date	Sep 30, 2019
Instrument	0030016
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7614 WOLF POND RD, 7614, MONROE, NC 28112-7928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1531, MONROE, NC 28111-1531

Mortgage

Document Number	0000030017
Date	Oct 1, 2019
Instrument	0030017

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 7408 Wolf Pond Rd was $1,201.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,700 (-) Land $80,400 Building $180,300	$260,700 (-) Land $80,400 Building $180,300
2025	$1,201.00	$260,700 Land $80,400 Building $180,300	$260,700 Land $80,400 Building $180,300
2023	$860.00	$138,600 Land $35,600 Building $103,000	$138,600 Land $35,600 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7408 Wolf Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7408 Wolf Pond Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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