7408 Vinyard Ct, Derwood, MD 20855 Property Records

Montgomery County property record for 7408 Vinyard Ct, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,738 sqft · built 1965
Lot Size	0.357 acres (15,538 sqft)
Owner	2 Individual Names on File
Last Sale	$387,500 (Jul 2011)
Tax Bill	$5,337 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00787017`

Property Details

APN / Parcel Number

Primary APN	`09-00787017`
Alternative APN	`00787017`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,538 sqft (0.357 acres)
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00787017
Street Address	7408 VINYARD CT
City	DERWOOD
State	MD
Zip	20855-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	MILL CREEK TOWNE
Legal Subdivision	MILL CREEK TOWNE
Legal Block	M
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2002
Census Tract	700710

Owner

7408 Vinyard Ct is owned and occupied by two individuals who bought it in July 2011.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7408 VINYARD CT, DERWOOD, MD 20855-1142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2011 · Amount on File
Deed Sale	Jul 26, 2011 · Amount on File
Deed Book / Page	41935 / 391
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7408 VINYARD CT, DERWOOD, MD 20855-1142
Document Number	0602930332
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7408 VINYARD CT LAKEWOOD NJ 08701, LAKEWOOD, NJ 08701

Mortgage

Document Number	0602930332
Date	Aug 17, 2020
Book Page	060293/000332

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7408 Vinyard Ct was $5,337, down 2.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,300 (+8.18%) Land $211,200 Building $305,100	$516,300 (-) Land $211,200 Building $305,100
2025	$5,337.00 (-2.82%)	$477,267	$516,300 Land $211,200 Building $305,100
2024	$5,492.00
2023		$399,200 Land $211,200 Building $188,000	$399,200 Land $211,200 Building $188,000
2022	$3,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7408 Vinyard Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7408 Vinyard Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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