7408 O'Conee St, Reunion (Kissimmee), FL 34747 Property Records

Osceola County property record for 7408 O'Conee St, Reunion, FL 34747

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,155 sqft · built 2013
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Apr 2021)
Tax Bill	$10,045 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`113075`

Property Details

APN / Parcel Number

Primary APN	`113075`
Alternative APN	`352527484600010050`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,155 sqft Heated Area
Gross Area	3,875 sqft
1st Floor Area	1,625 sqft
Upper Floors Area	1,530 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Clay Tile
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	126 ft deep x 56 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	28 sqft
Porch	Open Porch
Porch Area	300 sqft
Patio Area	504 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	113075
Street Address	7408 OCONEE ST
City	REUNION
State	FL
Zip	34747-6732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	REUNION PHASE 1 PARCEL 1 UNIT 1 PB 14 PGS 15-23 LOT 5
Legal Range	27E
Legal Township	25S
Legal Section	35
Legal Subdivision	REUNION PH1 PL1 UN 1
Legal Phase	1
Legal Tract	4846
Legal Block	1
Legal Lot Number	5
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1023
Census Tract	40801

Owner

7408 O'Conee St is owned and occupied by an individual who bought it in April 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7408 OCONEE ST, REUNION, FL 34747-6732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 2, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit OAK BANK
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Jul 16, 2012 · Amount on File
Deed Document Number	2021051113
Deed Book / Page	5928 / 2746
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7408 OCONEE ST, REUNION, FL 34747-6732
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 OCONEE ST, REUNION, FL 34747-6732

Mortgage

Document Number	0068800272
Date	Nov 13, 2025
Book Page	6880/272
Instrument	2025140502

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7408 OCONEE ST, REUNION, FL 34747-6732
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 OCONEE ST, REUNION, FL 34747-6732

Mortgage

Document Number	0065411964
Date	Jan 30, 2024
Book Page	6541/1964
Instrument	2024012235

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7408 OCONEE ST, REUNION, FL 34747-6732
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 OCONEE ST, REUNION, FL 34747-6732

Mortgage

Document Number	0064821490
Date	Oct 2, 2023
Book Page	6482/1490
Instrument	2023128644

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7408 OCONEE ST, REUNION, FL 34747-6732
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 OCONEE ST, REUNION, FL 34747-6732

Mortgage

Document Number	0062760382
Date	Aug 29, 2022
Book Page	6276/382
Instrument	2022131279

Lender

Name	OAK BANK
Type	Bank
Address	MADISON, WI 53719

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 6, 2021
Property Address	7408 OCONEE ST, REUNION, FL 34747-6732
Document Number	0059282746
Book / Page	5928 / 2746
Map Reference	MB 14 PG 15-23
Instrument Date	Apr 1, 2021
Instrument	2021051113
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7593 GATHERING DR APT 304, 7593, REUNION, FL 34747-3163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8449 AIRPORT RD, MIDDLETON, WI 53562-4053

Mortgage

Document Number	0059282748
Date	Apr 6, 2021
Instrument	5928/2748

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7408 O'Conee St was $10,045 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,045.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$538,737	$677,800 Land $125,000 Building $552,800
2023	$9,558.00 (+2.64%) Homeowner's exemption	$508,305 (+3%)	$689,900 (+39.8%) Land $90,000 Building $599,900
2022	$9,312.00 Homeowner's exemption	$493,500 Land $63,000 Building $430,500	$493,500 Land $63,000 Building $430,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7408 O'Conee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7408 O'Conee St is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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