7408 Elm Ave, Raytown (Kansas City), MO 64133 Property Records

Jackson County property record for 7408 Elm Ave, Raytown, MO 64133

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1953
Lot Size	0.21 acres (9,141 sqft)
Owner	Individual Name on Record
Last Sale	$228,092 (Sep 2026)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-530-10-10`

Property Details

APN / Parcel Number

Primary APN	`45-530-10-10`
Alternative APNs	`45-530-10-10-00-0-00-000` `45530101000000001` `932218`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,141 sqft (0.21 acres)
Lot Dimensions	108 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	932218
Street Address	7408 ELM AVE
City	RAYTOWN
State	MO
Zip	64133-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGORY HEIGHTS 4TH PLAT LOT 12 BLK 19
Legal Subdivision	GREGORY HEIGHTS 4TH PLAT
Legal Block	19
Legal Lot Number	12
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	2
Census Block	2006
Census Tract	12803

Owner

Source: Jackson County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7408 ELM AVE, RAYTOWN, MO 64133-6444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 1, 2020	Quit Claim Deed, Transfer GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202666615
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0000E90620
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 1, 2026
Property Address	7408 ELM AVE, RAYTOWN, MO 64133-6444
Document Number	0000066615
Instrument Date	Aug 28, 2026
Instrument	202666615
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 ELM AVE, RAYTOWN, MO 64133-6444

Mortgage

Document Number	0000066935,
Date	Sep 1, 2026
Instrument	2026E66935

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000066936,
Date	Sep 2, 2026
Instrument	202666936

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	7408 ELM AVE, RAYTOWN, MO 64133-6444
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 ELM AVE, RAYTOWN, MO 64133-6444

Mortgage

Document Number	00E0006397
Date	Feb 1, 2024
Instrument	2024E0006397

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 19, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 1, 2020
Property Address	7408 ELM AVE, RAYTOWN, MO 64133-6444
Document Number	0000E90620
Instrument Date	Sep 25, 2020
Instrument	90620E
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7408 ELM AVE RAYTOWN MO 641336444, RAYTOWN, MO 64133-6444

Mortgage

Document Number	E90621
Date	Oct 1, 2020
Instrument	90621E

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,348 (-) Land $5,744 Building $13,604	$101,830 (-)
2025	$1,756.00 (+11.99%)	$19,348 (+11.3%) Land $5,744 Building $13,604	$101,830 (+11.3%)
2024	$1,568.00 (+0.71%)
2023	$1,557.00	$17,383 Land $1,260 Building $16,123	$91,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYTOWN WATER COMPANY private · serves 17,066 people · EPA ID MO1010676
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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