7408 120th Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 7408 120th Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,259 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (May 2005)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-32-0105`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-32-0105`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,259 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	1,259 sqft
Basement Area	806 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80.1 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	644 sqft
Deck Area	161 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7408 120TH AVE N
City	CHAMPLIN
State	MN
Zip	55316-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 006 B CHAMPLIN RIVER PARK 80.05 X 125
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	32
Legal Subdivision	CHAMPLIN RIVER PARK
Legal Block	6
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	5
Census Block	5004
Census Tract	26906

Owner

7408 120th Ave N is owned and occupied by two individuals who acquired it in November 2019.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7408 120TH AVE N, CHAMPLIN, MN 55316-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jul 11, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2005 · Amount on File
Deed Sale	May 26, 2005 · Amount on File
Deed Document Number	2005893253
Last Transfer Date	Nov 22, 2019
Transfer Doc	0010728488
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7408 120TH AVE N, CHAMPLIN, MN 55316-2201
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7408 120TH AVE N, CHAMPLIN, MN 55316-2201

Mortgage

Document Number	0A11422151
Date	Nov 26, 2025
Instrument	A11422151

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7408 120TH AVE N, CHAMPLIN, MN 55316-2201
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10968378
Date	May 27, 2021
Instrument	A10968378

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7408 120TH AVE N, CHAMPLIN, MN 55316-2201
Document Number	0010728587
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7408 120TH AVE N CHAMPLIN MN 553162201, CHAMPLIN, MN 55316-2201

Mortgage

Document Number	0010728587
Date	Nov 25, 2019
Instrument	10728587

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7408 120TH AVE N, CHAMPLIN, MN 55316-2201
Document Number	0010573420
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7408 120TH AVE N CHAMPLIN MN 553162201, CHAMPLIN, MN 55316-2201

Mortgage

Document Number	0010573420
Date	Jul 17, 2018
Instrument	10573420

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7408 120th Ave N was $4,271 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,271.00	$360,300 Land $92,000 Building $268,300	$360,300 Land $92,000 Building $268,300
2023	$4,890.00 Homeowner's exemption
2022		$352,000 Land $96,000 Building $256,000	$352,000 Land $96,000 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7408 120th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7408 120th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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