74075 Setting Sun Trl, Palm Desert, CA 92260 Property Records

Riverside County property record for 74075 Setting Sun Trl, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,757 sqft · built 1963
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$836,500 (Apr 2026)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`625-272-004`

Property Details

APN / Parcel Number

Primary APN	`625-272-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,757 sqft Living Area
Gross Area	3,395 sqft
1st Floor Area	2,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	74075 SETTING SUN TRL
City	PALM DESERT
State	CA
Zip	92260-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110M
Legal Description	LOT 91 MB 033/097 DEEP CANYON RANCH PROPERTIES UNIT 3
Legal Subdivision	DEEP CANYON RANCH PROPERTIES UNIT 3
Legal Lot Number	91
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1023
Census Tract	45117

Owner

74075 Setting Sun Trl is owner-occupied and held in a trust since April 2026.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	74075 SETTING SUN TRL, PALM DESERT, CA 92260-5629
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 10, 2026	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Apr 10, 2026	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Mar 31, 1998 · Amount on File
Deed Document Number	2026108240
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	0000060748
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	74075 SETTING SUN TRL, PALM DESERT, CA 92260-5629
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74075 SETTXNG SUN TRAIL, PALM DESERT, CA 92260-5629

Mortgage

Document Number	0000660194
Date	Nov 5, 2021
Instrument	2021-0660194

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 10, 2026
Property Address	74075 SETTING SUN TRL, PALM DESERT, CA 92260-5629
Document Number	0000108240
Instrument Date	Apr 4, 2026
Instrument	2026108240
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	CONSUMER TITLE, CONSUMERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,935.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	74075 SETTING SUN TRL, PALM DESERT, CA 92260-5629

Mortgage

Document Number	0000108241,
Date	Apr 10, 2026
Instrument	2026108241

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 10, 2026
Property Address	74075 SETTING SUN TRL, PALM DESERT, CA 92260-5629
Document Number	0000108239
Instrument Date	Apr 3, 2026
Instrument	2026108239
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1808 E SEASIDE CT, BOISE, ID 83706-6315

Tax Assessment & Valuation

The 2025 property tax bill for 74075 Setting Sun Trl was $4,314, up 3% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,268 (+2%) Land $81,413 Building $219,855
2025	$4,314.00 (+3.01%) Homeowner's exemption	$295,362 Land $79,817 Building $215,545
2024	$4,188.00 (+3.2%)
2023	$4,058.00 (+3.89%) Homeowner's exemption	$283,894 Land $76,718 Building $207,176
2022	$3,906.00
2021			$600,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74075 Setting Sun Trl in Zone X, where a levee reduces flood risk, though there have been 85 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	85 (1978–2010)
Claims Outside the SFHA	14 of 85
Most Recent Claim	Jan 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Flash Flooding, Aug 1983 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74075 Setting Sun Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

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