Orange County property record for 7407 Ripplepointe Way, Windermere, FL 34786
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,591 sqft · built 2010 |
| Lot Size | 0.56 acres (2,442 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Dec 2025) |
| Tax Bill | $6,065 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-23-27-4320-00-630 |
| Primary APN | 25-23-27-4320-00-630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 2,282 sqft |
| 1st Floor Area | 860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 2,442 sqft (0.56 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 142 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7407 RIPPLEPOINTE WAY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5592 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | P-D |
| Legal Description | LAKE BURDEN SOUTH PHASE 1 68/64 LOT 63 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | LAKE BURDEN SOUTH PH 1 |
| Legal Phase | 1 |
| Legal Tract | 4320 |
| Legal Lot Number | 63 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 17108 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7407 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage BBVA USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Nov 11, 2019 · Amount on Record |
| Deed Document Number | 2025741574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 30, 2025 |
| Property Address | 7407 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592 |
| Document Number | 0000741574 |
| Map Reference | MB 68 PG 64-77 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 20250741574 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | EXPRESS TITLE, EXPRESS TITLE & CLOSING SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8810 COMMODITY CIR STE 11, 11, ORLANDO, FL 32819-9065 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7407 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592 |
| Document Number | 0000741575 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 20250741575 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 11, 2019 |
| Property Address | 7407 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592 |
| Document Number | 0000708481 |
| Map Reference | MB 68 PG 64 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 20190708481 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3311 WHITESTONE CIR, 3311, KISSIMMEE, FL 34741-7745 |
| Name | Verified Name |
|---|---|
| Address | 7407 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592 |
| Document Number | 0000708482 |
|---|---|
| Date | Nov 11, 2019 |
| Instrument | 20190708482 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,440 (+6.67%) Land $70,000 Building $299,440 | $369,440 (-1.24%) Land $70,000 Building $299,440 | |
| 2025 | $6,065.00 (+5.33%) | $346,334 (-2.58%) | $374,060 (+5.22%) Land $70,000 Building $304,060 |
| 2024 | $5,758.00 (+11.46%) | ||
| 2023 | $5,166.00 (+17.7%) | $355,517 (+29.75%) Land $50,000 Building $305,517 | $355,517 (+29.75%) Land $50,000 Building $305,517 |
| 2022 | $4,389.00 | $273,993 Land $40,000 Building $233,993 | $273,993 Land $40,000 Building $233,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 14 (1994–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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