7407 E 4th Ave, Spokane Valley, WA 99212 Property Records

Spokane County property record for 7407 E 4th Ave, Spokane Valley, WA 99212

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 704 sqft · built 1939
Lot Size	0.175 acres (7,603 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2021)
Tax Bill	$2,522 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35241.0818`

Property Details

APN / Parcel Number

Primary APN	`35241.0818`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,603 sqft (0.175 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7407 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99212-0570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	MIDWAY L18 B8
Legal Range	43E
Legal Township	25N
Legal Section	24
Legal Subdivision	MIDWAY
Legal Block	8
Legal Lot Number	18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1022
Census Tract	12300

Owner

7407 E 4th Ave is owned by an individual who bought it in January 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7110 E 44TH AVE, SPOKANE, WA 99223-1410
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 31, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jan 8, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jan 8, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	20217019011
Prior Transfer Date	Dec 10, 2004
Prior Transfer Doc	0005158132
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570

Mortgage

Document Number	0007323468
Date	Dec 12, 2023
Instrument	7323468

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Feb 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570

Mortgage

Document Number	0007236110
Date	Aug 31, 2022
Instrument	7236110

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006927843
Date	Jun 8, 2020
Instrument	6927843

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 8, 2021
Property Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570
Document Number	0007019011
Map Reference	VOL T PG 44&45
Instrument Date	Jan 7, 2021
Instrument	7019011
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7110 E 44TH AVE, SPOKANE, WA 99223-1410

Mortgage

Document Number	0007019012
Date	Jan 8, 2021
Instrument	7019012

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 8, 2019
Property Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570
Document Number	0006774182
Map Reference	VOL T PG 44
Instrument Date	Dec 27, 2018
Instrument	6774182
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,283.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7407 E 4TH AVE, SPOKANE VALLEY, WA 99212-0570

Mortgage

Document Number	0006774183
Date	Jan 8, 2019
Instrument	6774183

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7407 E 4th Ave was $2,522, down 1.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,522.00 (-1.41%)	$239,700 Land $90,000 Building $149,700	$239,700 Land $90,000 Building $149,700
2025	$2,558.00
2024		$211,600 (+28.91%) Land $70,000 Building $141,600	$211,600 (+28.91%) Land $70,000 Building $141,600
2023	$2,234.00 (+7.61%)	$164,140 Land $47,140 Building $117,000	$164,140 Land $47,140 Building $117,000
2022	$2,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7407 E 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7407 E 4th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST SPOKANE WATER DIST 1 serves 4,285 people · EPA ID WA5321650
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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