Lincoln County property record for 7406 Summit Dr, Denver, NC 28037 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,036 sqft Living Area |
| Lot Size | 27,748 sqft (0.637 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2020) |
| Tax Bill | $1,560.00 (2025) |
Source: Lincoln County records · APN 4604-23-1930
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7406 SUMMIT DR, DENVER, NC 28037-8051 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2020 · Amount on Record |
| Deed Sale | Apr 21, 2020 · Amount on Record |
| Prior Sale | Oct 30, 2015 · Amount on Record |
| Deed Doc Number | 2020607546 |
| Deed Book / Page | 2900 / 443 |
| Prior Transfer Date | Nov 13, 2012 |
| Prior Transfer Doc | 0000502854 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7406 SUMMIT DR, DENVER, NC 28037-8051 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 7406 SUMMIT DR, DENVER, NC 28037-8051 |
| Document Number | 0000348478 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 3484/78 |
| Instrument | 706475 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7406 SUMMIT DR, DENVER, NC 28037-8051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003111410 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 3111/410 |
| Instrument | 643318 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,560.00 (+1.63%) | $234,811 (-) Land $35,000 Building $199,811 | $234,811 (-) Land $35,000 Building $199,811 |
| 2023 | $1,535.00 | $234,811 Land $35,000 Building $199,811 | $234,811 Land $35,000 Building $199,811 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4604-23-1930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,036 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 27,748 sqft (0.637 acres) |
| Shed | 1 Shed |
| Shed Area | 256 sqft Shed |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 278100 |
|---|---|
| Street Address | 7406 SUMMIT DR |
| City | DENVER |
| State | NC |
| Zip | 28037-8051 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L26 HAGERS HOLLOW III |
| Legal Subdivision | HAGERS HOLLOW |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 71101 |
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