7406 Springvale Dr, Spring Valley (Louisville), KY 40241 Property Records

Louisville/Jefferson County Metro Government property record for 7406 Springvale Dr, Spring Valley, KY 40241

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,454 sqft · built 1966
Lot Size	0.346 acres (15,098 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Jul 1997)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21153800270000`

Property Details

APN / Parcel Number

Primary APN	`21153800270000`
Alternative APNs	`153800270000` `00010775`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,454 sqft Finished Area
Basement Area	1,073 sqft
Finished Basement	537 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,098 sqft (0.346 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00010775
Street Address	7406 SPRINGVALE DR
City	SPRING VALLEY
State	KY
Zip	40241-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	SPRING VALLEY ESTATES SEC 3 PB 21 PG 31
Legal Subdivision	SPRING VALLEY ESTATES
Legal Lot Number	27
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3008
Census Tract	10318

Owner

7406 Springvale Dr is owned and occupied by two individuals who bought it in July 1997.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7406 SPRINGVALE DR, LOUISVILLE, KY 40241-2739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1997 · Amount on File
Deed Sale	Jul 30, 1997 · Amount on File
Deed Document Number	0006917690
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7406 SPRINGVALE DR, SPRING VALLEY, KY 40241-2739
Document Number	0162890230
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7406 SPRINGVALE DR LOUISVILLE KY 402412739, LOUISVILLE, KY 40241-2739

Mortgage

Document Number	0162890230
Date	Dec 19, 2019
Book Page	016289/000230
Instrument	289459

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7406 SPRINGVALE DR, SPRING VALLEY, KY 40241-2739
Document Number	0162890251
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7406 SPRINGVALE DR LOUISVILLE KY 402412739, LOUISVILLE, KY 40241-2739

Mortgage

Document Number	0162890251
Date	Dec 19, 2019
Book Page	016289/000251
Instrument	289460

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7406 Springvale Dr was $3,259 with a homeowner's exemption.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Spring Valley City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 Homeowner's exemption	$341,210 Land $68,600 Building $272,610
2024			$341,210 (-) Land $68,600 Building $272,610
2023	$3,414.00 (-2.29%) Homeowner's exemption	$341,210 (-) Land $68,600 Building $272,610	$341,210 (-) Land $68,600 Building $272,610
2022	$3,494.00 Homeowner's exemption	$341,210 Land $68,600 Building $272,610	$341,210 Land $68,600 Building $272,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7406 Springvale Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2015)
Most Recent Claim	Jul 2015 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7406 Springvale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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