Frederick County property record for 7406 Ridge Rd, Frederick, MD 21702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 4,772 sqft Living Area |
| Lot Size | 4.55 acres |
| Garage | Attached, 694 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $740,000 (2017) |
| Tax Bill | $10,326.00 (2025) |
| Primary APN | 24-464148 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,772 sqft Living Area |
| Gross Area | 5,466 sqft Gross Area |
| 1st Floor | 3,124 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 198,198 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 694 sqft Garage |
| Pool Area | 800 sqft Pool |
|---|---|
| Deck Area | 604 sqft Deck |
| Patio Area | 392 sqft Patio |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Account Number | 464148 |
|---|---|
| Street Address | 7406 RIDGE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3518 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 4 SEC 1 4.559 ACRES RIDGEVIEW WEST |
| Legal Subdivision | RIDGEVIEW WEST SEC I |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 24, BRADDOCK |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 752603 |
Source: Frederick County records · APN 24-464148
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7406 RIDGE RD, FREDERICK, MD 21702-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Jan 06, 2017 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2017 · Amount on Record |
| Deed Sale | Jan 06, 2017 · Amount on Record |
| Prior Sale | Oct 12, 2005 · Amount on Record |
| Deed Doc Number | 201711600-0386 |
| Deed Book / Page | 11600 / 386 |
| Prior Transfer Date | Jun 24, 2011 |
| Prior Transfer Doc | 0084240473 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 24, 2026 |
| Property Address | 7406 RIDGE RD, FREDERICK, MD 21702-3518 |
| Document Number | 1792000449 |
| Book / Page | 17926 / 449 |
| Instrument Date | Jun 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATLAS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 7406 RIDGE RD, FREDERICK, MD 21702-3518 |
| Document Number | 1792000449, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 17926/449 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7406 RIDGE RD, FREDERICK, MD 21702-3518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | STRATFORD TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7406 RIDGE RD, FREDERICK, MD 21702-3518 |
| Document Number | 0145840026 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 14584/26 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 06, 2017 |
| Property Address | 7406 RIDGE RD, FREDERICK, MD 21702-3518 |
| Document Number | 0116000386 |
| Book / Page | 11600 / 0386 |
| Map Reference | MB8424 FO473 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 11600-0386 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 7406 RIDGE RD, FREDERICK, MD 21702-3518 |
| Document Number | 116000394 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 11600-0394 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,046,100 (+10.46%) Land $180,400 Building $865,700 | $1,046,100 (-) Land $180,400 Building $865,700 | |
| 2025 | $10,326.00 (+6.34%) Homeowner's exemption | $947,000 (+26.47%) | $1,046,100 (+39.7%) Land $180,400 Building $865,700 |
| 2024 | $9,710.00 (+8.82%) | ||
| 2023 | $8,923.00 Homeowner's exemption | $748,800 Land $163,400 Building $585,400 | $748,800 Land $163,400 Building $585,400 |
7406 Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures