7406 Briarbay Loop, Lakeland, FL 33810 Property Records

Polk County property record for 7406 Briarbay Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1998
Lot Size	0.715 acres (31,158 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Apr 2026)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`23-27-15-000979-000140`

Property Details

APN / Parcel Number

Primary APN	`23-27-15-000979-000140`
Alternative APNs	`152723000979000140` `52723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	31,158 sqft (0.715 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Unfinished Open Porch
Porch Area	27 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7406 BRIARBAY LOOP
City	LAKELAND
State	FL
Zip	33810-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE VIEW ESTATES PB 105 PGS 4 & 5 LOT 14
Legal Range	23E
Legal Township	27S
Legal Section	15
Legal Subdivision	RIDGE VIEW ESTATES
Legal Tract	979
Legal Block	1
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1000
Census Tract	12128

Owner

7406 Briarbay Loop is owned and occupied by an individual who bought it in April 2026.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7406 BRIARBAY LOOP, LAKELAND, FL 33810-5150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Jan 1, 2017 · Amount on File
Deed Document Number	202693296
Deed Book / Page	13964 / 1454
Prior Transfer Date	Oct 24, 2017
Prior Transfer Doc	0000207580
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 21, 2026
Property Address	7406 BRIARBAY LOOP, LAKELAND, FL 33810-5150
Document Number	0000093296
Book / Page	13964 / 1454
Instrument Date	Apr 10, 2026
Instrument	2026.93296
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7406 BRIARBAY LOOP, LAKELAND, FL 33810-5150

Mortgage

Document Number	0000093297,
Date	Apr 21, 2026
Book Page	13964/1456
Instrument	2026.93297

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 30, 2017
Property Address	7406 BRIARBAY LOOP, LAKELAND, FL 33810-5150
Document Number	0103000353
Book / Page	010300 / 000353
Instrument Date	Oct 24, 2017
Instrument	207580
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7406 BRIARBAY LOOP LAKELAND FL 338105150, LAKELAND, FL 33810-5150

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 30, 2017
Property Address	7406 BRIARBAY LOOP, LAKELAND, FL 33810-5150
Document Number	0100501678
Book / Page	010050 / 001678
Instrument Date	Jan 20, 2017
Instrument	18124
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	FLORIDA FAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7406 BRIARBAY LOOP LAKELAND FL 338105150, LAKELAND, FL 33810-5150

Mortgage

Document Number	100501680
Date	Jan 30, 2017
Book Page	010050/001680
Instrument	18125

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7406 Briarbay Loop was $1,380, down 31.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,933 (+2.7%)	$215,562 (-6.91%) Land $36,000 Building $179,562
2025	$1,380.00 (-31.51%) Homeowner's exemption	$146,965	$231,574 Land $36,000 Building $195,574
2024	$2,015.00 (+8.51%)
2023	$1,857.00 (+4.86%) Homeowner's exemption	$138,663 (+3%)	$225,479 (+14.73%) Land $35,000 Building $190,479
2022	$1,771.00 Homeowner's exemption	$134,624	$196,522 Land $29,000 Building $167,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7406 Briarbay Loop in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1997–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7406 Briarbay Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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