7406 Affirmed Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 7406 Affirmed Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1991
Lot Size	0.292 acres (12,720 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Feb 2026)
Tax Bill	$2,649 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`729-66-95-48-500-000`

Property Details

APN / Parcel Number

Primary APN	`729-66-95-48-500-000`
Alternative APNs	`075080600000063` `434966000` `492924000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,720 sqft (0.292 acres)

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Storage Building	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	492924000
Street Address	7406 AFFIRMED DR
City	MIDLOTHIAN
State	VA
Zip	23112-6195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	TRIPLE CROWN SEC 3 000-063
Legal Subdivision	TRIPLE CROWN
Legal Lot Number	63
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1011
Census Tract	101012

Owner

Source: Chesterfield County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7406 AFFIRMED DR, MIDLOTHIAN, VA 23112-6195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Aug 7, 2025 · Amount on Record
Deed Document Number	20263764
Deed Book / Page	15140 / 478
Prior Transfer Date	May 15, 2025
Prior Transfer Doc	014883-170
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	7406 AFFIRMED DR, MIDLOTHIAN, VA 23112-6195
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013725-490
Date	Nov 10, 2021
Book Page	13725/490
Instrument	2021071941

Lender

Name	NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,649.00 (+3.23%)	$294,900 (+3.26%) Land $66,000 Building $228,900	$294,900 (+3.26%) Land $66,000 Building $228,900
2025	$2,566.00 (+6.96%)	$285,600 (+9.47%) Land $61,000 Building $224,600	$285,600 (+9.47%) Land $61,000 Building $224,600
2023	$2,399.00	$260,900 Land $57,000 Building $203,900	$260,900 Land $57,000 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2004 · Severe Storms, Flooding And Tornadoes Associated W Td Gaston

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20