7405 Whernside St, Lorton, VA 22079 Property Records

Fairfax County property record for 7405 Whernside St, Lorton, VA 22079 · Last verified October 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 1,360 sqft · built 1974
Lot Size	0.033 acres (1,440 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2017)
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-1-04-0115`

Property Details

APN / Parcel Number

Primary APN	`108-1-04-0115`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Basement Area	224 sqft
Game Room	Game Room
Flooring	Carpet

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,440 sqft (0.033 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1081 04 0115
Street Address	7405 WHERNSIDE ST
City	LORTON
State	VA
Zip	22079-1505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SOUTHGATE WOODS TOWNHOUSES LT 115 SEC 1
Legal Subdivision	SOUTHGATE WOODS TOWNHOUSES
Legal Lot Number	115
Jurisdiction	FAIRFAX VA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2027
Census Tract	422000

Owner

Source: Fairfax County records · APN 108-1-04-0115

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7405 WHERNSIDE ST, LORTON, VA 22079-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 14, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	0251831258
Deed Book / Page	25183 / 1258
Record Updated	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	7405 WHERNSIDE ST, LORTON, VA 22079-1505
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033282001
Date	Apr 21, 2022
Book Page	27628/2048
Instrument	2022033282.001

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	167 Months
Due	Mar 01, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	7405 WHERNSIDE ST, LORTON, VA 22079-1505
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26936/436
Date	Mar 04, 2021
Book Page	26936/436
Instrument	2021039911.001

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Sep 14, 2017
Property Address	7405 WHERNSIDE ST, LORTON, VA 22079-1505
Document Number	2017056859001
Book / Page	025183 / 001258
Instrument Date	Sep 13, 2017
Instrument	56859001
Transaction Type	Transfer
Record Updated	Nov 06, 2017
Title Company	REGENCY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7405 WHERNSIDE ST LORTON VA 220791505, LORTON, VA 22079-1505

Mortgage

Document Number	2017056859002
Date	Sep 14, 2017
Book Page	025183/001261
Instrument	56859002

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Fairfax County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,566.00 (+13.25%)	$481,560 (+10.57%) Land $155,000 Building $326,560	$481,560 (+10.57%) Land $155,000 Building $326,560
2023	$4,915.00	$435,540 Land $145,000 Building $290,540	$435,540 Land $145,000 Building $290,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfax County (51059C), updated December 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510594220002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011, rainfall accumulation, The Remnants Of Tropical Storm Lee

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Whernside St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures