7405 SW 85th Dr, Gainesville, FL 32608 Property Records

Alachua County property record for 7405 SW 85th Dr, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$100 (Jan 2008)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07098-100-044`

Property Details

APN / Parcel Number

Primary APN	`07098-100-044`
Alternative APNs	`00781150000` `1063124`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	301 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7405 SW 85TH DR
City	GAINESVILLE
State	FL
Zip	32608-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LONGLEAF UNIT 1 PHASE 1 PB 24 PG 88 LOT 44 OR 3065/0318 & OR 3096/0275 & OR 3740/0740 & OR 3747/0768
Legal Range	19E
Legal Township	10S
Legal Section	32
Legal Subdivision	LONGLEAF UNIT 1, PHASE 1
Legal Lot Number	44
Jurisdiction	ALACHUA FL
Township / Civil Division	NEWBERRY-ARCHER
Census Block Group	3
Census Block	3039
Census Tract	2209

Owner

7405 SW 85th Dr is owned and occupied by an individual who bought it in January 2008.

Source: Alachua County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7405 SW 85TH DR, GAINESVILLE, FL 32608-8462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit RADIANT CU
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit SUNSTATE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2008 · Amount on File
Deed Sale	Jan 15, 2008 · Amount on File
Prior Sale	Mar 17, 2005 · Amount on File
Deed Book / Page	3740 / 740
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	7405 SW 85TH DR, GAINESVILLE, FL 32608-8462
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6901 SW 84TH DR, GAINESVILLE, FL 32608-8452

Mortgage

Document Number	0051441028
Date	Feb 5, 2024
Book Page	5144/1028
Instrument	3538547

Lender

Name	RADIANT CU
Type	Credit Union
Address	GAINESVILLE, FL 32606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	7405 SW 85TH DR, GAINESVILLE, FL 32608-8462
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045910858
Date	Apr 19, 2018
Book Page	4591/0858
Instrument	3118509

Lender

Name	SUNSTATE FCU
Type	Credit Union
Address	GAINESVILLE, FL 32601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7405 SW 85th Dr was $3,524 with a homeowner's exemption, up 2.1% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 (+2.12%) Homeowner's exemption	$186,507	$284,067 Land $83,000 Building $367,067
2024	$3,451.00 (+2.01%)
2023	$3,383.00 (+4.25%) Homeowner's exemption Senior Citizen's exemption	$176,272 (+3%)	$261,884 (+9.83%) Land $55,000 Building $206,884
2022	$3,245.00 Homeowner's exemption	$171,138	$238,453 Land $55,000 Building $183,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7405 SW 85th Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 SW 85th Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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