7405 Southwind Dr, Biloxi, MS 39532 Property Records

Jackson County property record for 7405 Southwind Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,406 sqft · built 2004
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$399 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`796.14-00-0079.20`

Property Details

APN / Parcel Number

Primary APN	`796.14-00-0079.20`
Alternative APNs	`06371036.000` `075921`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,406 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	075921
Street Address	7405 SOUTHWIND DR
City	BILOXI
State	MS
Zip	39532-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 BLK I PORTEAUX BAY VILLAGE S/D PH VII PB 22-20 DB 1510-853 (79.20 MAP796.14)
Legal Range	09W
Legal Township	07S
Legal Section	14
Legal Subdivision	PORTEAUX BAY VILLAGE
Legal Phase	5
Legal Block	I
Legal Lot Number	36
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3003
Census Tract	40302

Owner

7405 Southwind Dr is owned and occupied by two individuals who acquired it in October 2007.

Source: Jackson County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7405 SOUTHWIND DR, BILOXI, MS 39532-5781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2007
Deed Sale	Oct 11, 2007
Deed Document Number	0001510853
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7405 SOUTHWIND DR, BILOXI, MS 39532-5781
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004207/266
Date	Dec 19, 2025
Book Page	4207/266
Instrument	202524919

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7405 SOUTHWIND DR, BILOXI, MS 39532-5781
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004205/257
Date	Dec 12, 2025
Book Page	4205/257
Instrument	202524397

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	Jan 1, 2044

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7405 SOUTHWIND DR, BILOXI, MS 39532-5781
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004042/597
Date	Jan 4, 2024
Book Page	4042/597
Instrument	202400187

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7405 SOUTHWIND DR, BILOXI, MS 39532-5781
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3683/858
Date	Jun 30, 2020
Book Page	3683/858
Instrument	202012818

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7405 Southwind Dr was $399 with exemptions applied, down 1.2% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (-1.24%) Homeowner's exemption Senior Citizen's exemption	$11,346 (+0.12%) Land $896 Building $10,450	$113,461 (+0.12%) Land $8,960 Building $104,501
2024	$404.00 (+0.5%) Homeowner's exemption Senior Citizen's exemption	$11,332 (-) Land $869 Building $10,463	$113,321 (-) Land $8,690 Building $104,631
2023	$402.00 (+2.29%) Homeowner's exemption Senior Citizen's exemption	$11,332 (+4.74%) Land $869 Building $10,463	$113,321 (-) Land $8,690 Building $104,631
2022	$393.00 Homeowner's exemption Senior Citizen's exemption	$10,819	$113,321 Land $8,690 Building $104,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7405 Southwind Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 169 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	169 in force
Nearby Flood Claims	31 (2005–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Zeta, Oct 2020 · 21 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 Southwind Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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