7405 Seneca Trl, Temperance, MI 48182 Property Records

Monroe County property record for 7405 Seneca Trl, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$232,900 (Jan 2025)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-027-052-00`

Property Details

APN / Parcel Number

Primary APN	`02-027-052-00`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7405 SENECA TRL
City	TEMPERANCE
State	MI
Zip	48182-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T8S R7E .28 ACRE COM AT THE S 1/4 CORNER OF SAID SEC. 27, AS MONUMENTED; THENCE S 89 D 15 M 33 S E, 340.00 FT; TH N 00
Legal Range	07E
Legal Township	08S
Legal Section	27
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4006
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7405 SENECA TRL, TEMPERANCE, MI 48182-1585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Jul 19, 2022 · Amount on Record
Deed Document Number	2025791
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 19, 2022
Property Address	7405 SENECA TRL, TEMPERANCE, MI 48182-1585
Document Number	0000014618
Instrument Date	Jul 7, 2022
Instrument	2022R14618
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7405 SENA TRAIL, 7405, TEMPERANCE, MI 48182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 SENECA TRL, TEMPERANCE, MI 48182-1585

Mortgage

Document Number	0000014619
Date	Jul 19, 2022
Instrument	2022R14619

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 26, 2017
Property Address	7405 SENECA TRL, TEMPERANCE, MI 48182-1585
Document Number	2017R15372
Instrument Date	Jul 18, 2017
Instrument	2017R15372
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 IROQUOIS AVE, 304, PRUDENVILLE, MI 48651-9718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9855 DOUGLAS RD, TEMPERANCE, MI 48182-9684

Mortgage

Document Number	0000015373
Date	Jul 26, 2017
Instrument	2017R15373

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,200 (+27.4%) Land $90,200	$180,400 (+27.4%) Land $180,400
2025	$1,928.00 (+19.75%) Homeowner's exemption
2023	$1,610.00 Homeowner's exemption	$70,800	$141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1991–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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