7405 Ruston Ln, Bakersfield, CA 93309 Property Records

Kern County property record for 7405 Ruston Ln, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1984
Lot Size	0.218 acres (9,494 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Jan 1996)
Tax Bill	$2,763 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Mar 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`385-281-08-00-9`

Property Details

APN / Parcel Number

Primary APN	`385-281-08-00-9`
Alternative APNs	`385-281-08-4` `3852810800` `38528108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,863 sqft
1st Floor Area	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	9,494 sqft (0.218 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	69 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	385281084
Street Address	7405 RUSTON LN
City	BAKERSFIELD
State	CA
Zip	93309-7673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4277 , BLOCK UN3, LOT 18
Legal Subdivision	PATTERSON GILMAN SUBSTITUTION
Legal Tract	4277
Legal Block	1
Legal Lot Number	18
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1013
Census Tract	2819

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7405 RUSTON LN, BAKERSFIELD, CA 93309-7673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Mar 24, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 1996 · Amount on Record
Deed Sale	Jan 17, 1996 · Amount on Record
Deed Document Number	19965174
Prior Transfer Date	Oct 3, 1995
Prior Transfer Doc	0000139628
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	7405 RUSTON LN, BAKERSFIELD, CA 93309-7673
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 RUSTON LN, BAKERSFIELD, CA 93309-7673

Mortgage

Document Number	0000083029
Date	May 25, 2022
Instrument	222083029

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	857 Months
Due	Oct 11, 2093

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Mar 24, 2021
Property Address	7405 RUSTON LN, BAKERSFIELD, CA 93309-7673
Document Number	0000054680
Map Reference	MB 30 PG 174-176
Instrument Date	Jun 13, 2020
Instrument	221054680
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 RUSTON LN, BAKERSFIELD, CA 93309-7673

Mortgage

Document Number	0000054681
Date	Mar 24, 2021
Instrument	221054681

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	871 Months
Due	Oct 11, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.18%
Change Frequency	Annually

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jan 10, 2019
Property Address	7405 RUSTON LN, BAKERSFIELD, CA 93309-7673
Document Number	0000003475
Instrument Date	Jan 9, 2019
Instrument	3475
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 RUSTON LN BAKERSFIELD CA 933097673, BAKERSFIELD, CA 93309-7673

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$172,078 (+2%) Land $42,237 Building $129,841
2025	$2,763.00 (+2.11%)	$168,705 (+4.04%) Land $41,409 Building $127,296
2024	$2,706.00 (+1.65%)
2023	$2,662.00 (+4.27%)	$162,155 Land $39,802 Building $122,353
2022	$2,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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