7405 Rickmeyer Rd, Rome, NY 13440 Property Records

Oneida County and Floyd Town property record for 7405 Rickmeyer Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,264 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303600 244.000-1-4.5`

Property Details

APN / Parcel Number

Primary APN	`303600 244.000-1-4.5`
Alternative APN	`360024400000010040050000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	7405 RICKMEYER RD
City	ROME
State	NY
Zip	13440-0451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	4.005
Jurisdiction	ONEIDA NY
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2014
Census Tract	23702

Owner

7405 Rickmeyer Rd is owned and occupied by two individuals.

Source: Oneida County and Floyd Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7405 RICKMEYER RD, ROME, NY 13440-0451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage AMERICU CU
Jan 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	7405 RICKMEYER RD, ROME, NY 13440-0451
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001285
Date	Jan 23, 2026
Instrument	2026-001285

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	7405 RICKMEYER RD, ROME, NY 13440-0451
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000669
Date	Jan 18, 2024
Instrument	2024-000669

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	7405 RICKMEYER RD, ROME, NY 13440-0451
Document Number	0000003493
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 RICKMEYER RD ROME NY 134400451, ROME, NY 13440-0451

Mortgage

Document Number	0000003493
Date	Mar 21, 2019
Instrument	3493

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 20, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 7405 Rickmeyer Rd was $6,264 with a homeowner's exemption, down 5.2% from the year before.

Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Floyd Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,264.00 (-5.21%) Homeowner's exemption
2025	$6,608.00	$138,700 Land $22,000 Building $116,700	$271,961 Land $43,137 Building $228,824
2023		$138,700 (-) Land $22,000 Building $116,700	$243,333 (+19.3%) Land $38,596 Building $204,737
2022	$2,633.00 Homeowner's exemption	$138,700 Land $22,000 Building $116,700	$203,971 Land $32,353 Building $171,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7405 Rickmeyer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 Rickmeyer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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