7405 Richardson St, Willards, MD 21874 Property Records

Wicomico County property record for 7405 Richardson St, Willards, MD 21874 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 2010
Lot Size	0.317 acres (13,799 sqft)
Owner	Individual Name on File
Last Sale	$163,274 (May 2022)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-012974`

Property Details

APN / Parcel Number

Primary APN	`14-012974`
Alternative APN	`012974`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,799 sqft (0.317 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012974
Street Address	7405 RICHARDSON ST
City	WILLARDS
State	MD
Zip	21874-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 28A-13,799 SQFT 7405 RICHARDSON STREET SUBDIV OF E D RICHARDSON
Legal Subdivision	RICHARDSON STREET SUB
Legal Lot Number	28A
Jurisdiction	WICOMICO MD
Township / Civil Division	14, WILLARDS
Census Block Group	2
Census Block	2030
Census Tract	10604

Owner

Source: Wicomico County records · APN 14-012974

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7405 RICHARDSON ST, WILLARDS, MD 21874-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
May 12, 2022	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 05, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 28, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Jun 10, 2011 · Amount on Record
Deed Book / Page	5096 / 98
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	7405 RICHARDSON ST, WILLARDS, MD 21874-1131
Transaction Type	Mortgage
Record Updated	Nov 03, 2025
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 RICHARDSON ST, WILLARDS, MD 21874-1131

Mortgage

Document Number	0056160113
Date	Oct 20, 2025
Book Page	5616/113

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	May 12, 2022
Property Address	7405 RICHARDSON ST, WILLARDS, MD 21874-1131
Document Number	0050960098
Book / Page	5096 / 98
Map Reference	MB 12 FO 601
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7405 RICHARDSON ST, WILLARDS, MD 21874-1131

Mortgage

Document Number	0005096106
Date	May 12, 2022
Instrument	5096-106

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 01, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	7405 RICHARDSON ST, WILLARDS, MD 21874-1131
Document Number	0043390422
Instrument Date	Jun 05, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7405 RICHARDSON ST WILLARDS MD 218741131, WILLARDS, MD 21874-1131

Mortgage

Document Number	0043390422
Date	Jun 18, 2018
Book Page	004339/000422

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	7405 RICHARDSON ST, WILLARDS, MD 21874-1131
Document Number	0041170071
Book / Page	004117 / 000071
Instrument Date	Nov 28, 2016
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7405 RICHARDSON ST WILLARDS MD 218741131, WILLARDS, MD 21874-1131

Mortgage

Document Number	0041170071
Date	Jan 26, 2017
Book Page	004117/000071

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2032

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Willards Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,467 (+35.86%)	$293,600 (+26.61%) Land $37,400 Building $256,200
2025	$2,149.00 (+15.97%)
2023	$1,853.00	$185,833	$231,900 Land $27,400 Building $204,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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