Owen County property record for 7405 Rainbow Dr, Spencer, IN 47460 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,024 sqft Living Area |
| Lot Size | 81,893 sqft (1.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $117,000 (2020) |
| Tax Bill | $488.00 (2025) |
Source: Owen County records · APN 60-11-07-300-090.000-022
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7405 RAINBOW DR, SPENCER, IN 47460-6362 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage RUOFF MORTGAGE COMPANY INC |
| May 04, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Prior Sale | May 04, 2020 · Amount on Record |
| Deed Doc Number | 2020221706 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Sep 15, 2020 |
| Property Address | 7405 RAINBOW DR, SPENCER, IN 47460-6362 |
| Document Number | 0000221706 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 221706 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7405 RAINBOW DRIEV, SPENCER, IN 47460-6362 |
| Document Number | 0000221707 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 221707 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | May 04, 2020 |
| Property Address | 7405 RAINBOW DR, SPENCER, IN 47460-6362 |
| Document Number | 0000220218 |
| Instrument Date | May 01, 2020 |
| Instrument | 220218 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1903 GRAPE ARBOR WAY, FLOYDS KNOBS, IN 47119-9026 |
| Investor | Possibly a Property Investor |
Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Lafayette Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $488.00 (+8.69%) Homeowner's exemption | $157,200 (+14.41%) Land $32,900 Building $124,300 | $157,200 (+14.41%) Land $32,900 Building $124,300 |
| 2024 | $449.00 (-41.99%) | ||
| 2023 | $774.00 (+7.5%) | $137,400 Land $24,400 Building $113,000 | $137,400 Land $24,400 Building $113,000 |
| 2022 | $720.00 |
Source: FEMA National Flood Hazard Layer, Owen County (18119C), updated August 9, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 60-11-07-300-090.000-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,024 sqft Living Area |
| 1st Floor | 1,024 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 81,893 sqft (1.88 acres) |
| Shed | 1 Shed |
| Heating System | Central Heating |
|---|
| Account Number | 00001007792 |
|---|---|
| Street Address | 7405 RAINBOW DR |
| City | SPENCER |
| State | IN |
| Zip | 47460-6362 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT NW SW S7 T10 R4 1.88A AKA TRACT 2 |
| Legal Range | 4 |
| Legal Township | 10 |
| Legal Section | 7 |
| Legal Tract | 2 |
| Jurisdiction | OWEN IN |
| Minor Civil Division | LAFAYETTE |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 955701 |
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